Canada continues to strengthen family reunification efforts through its Super Visa program, allowing parents and grandparents of Canadian citizens and permanent residents to stay in Canada for extended periods. Recent updates to the program provide greater flexibility in obtaining mandatory health insurance coverage, making the process easier for families.
Longer Stays with the Super Visa
The Super Visa is a multiple-entry visa that enables parents and grandparents to visit their families in Canada for up to five years per visit, with the option to apply for an extension while in Canada. This is a significant advantage compared to regular visitor visas, which typically allow a stay of up to six months per entry.
To ensure visitors have financial protection during their stay, applicants must prove they have private health insurance, as they are not eligible for Canadian provincial or territorial health coverage.
Expanded Options for Health Insurance
Previously, only Canadian insurance providers were accepted for Super Visa applications. Now, Immigration, Refugees and Citizenship Canada (IRCC) allows applicants to purchase private health insurance from foreign insurance providers, provided they meet specific criteria.
To qualify as valid coverage, a foreign insurance policy must:
- Be issued by a foreign insurance company authorized by the Office of the Superintendent of Financial Institutions (OSFI) to provide accident and sickness insurance
- Be listed on OSFI’s list of federally regulated financial institutions
- Be issued under the company’s insurance business in Canada
Applicants can check the OSFI website to verify whether a foreign insurance company is authorized to provide the required health coverage.
Maintaining Valid Health Insurance During Stay
Super Visa holders must have valid health insurance for their entire stay in Canada. If the policy expires before they leave, they may need to renew their coverage to maintain compliance with Super Visa requirements. Insurance coverage must be valid for each entry into Canada.
The expansion of Super Visa health insurance options makes it easier for families to reunite, while still ensuring parents and grandparents have adequate medical coverage. With stays of up to five years per visit, the Super Visa remains an excellent option for long-term family visits.
Navigating Super Visa requirements can be complex. If you need assistance with your application, our experienced immigration consultants can guide you through the process, ensuring all health insurance and eligibility criteria are met. Contact us today for expert support in bringing your loved ones to Canada.
