{"id":559016,"date":"2026-10-29T16:00:00","date_gmt":"2026-10-29T23:00:00","guid":{"rendered":"https:\/\/redim.ca\/house-rich-cash-thin-immigrant-family-debt-canada\/"},"modified":"2026-10-30T07:15:49","modified_gmt":"2026-10-30T14:15:49","slug":"house-rich-cash-thin-immigrant-family-debt-canada","status":"publish","type":"post","link":"https:\/\/redim.ca\/zh-hant\/house-rich-cash-thin-immigrant-family-debt-canada\/","title":{"rendered":"\u300c\u6709\u6a13\u4f46\u7f3a\u73fe\u91d1\u300d\uff1a\u9ede\u89e3\u52a0\u62ff\u5927\u79fb\u6c11\u5bb6\u5ead\u8ca0\u50b5\u6bd4\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u9ad8\u51fa $114,200\uff1f"},"content":{"rendered":"<p>\u6839\u64da<a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/36-28-0001\/2026010\/article\/00001-eng.htm\" target=\"_blank\" rel=\"noopener\">\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u65bc 2026 \u5e74 10 \u6708 28 \u65e5\u767c\u8868<\/a>\u55ba\u300aEconomic and Social Reports\u300b\uff08\u7b2c 6 \u5377\u7b2c 10 \u671f\uff09\u5605\u7814\u7a76\uff0c\u5c45\u52a0\u8f03\u8010\u5605\u8cc7\u6df1\u79fb\u6c11\u5bb6\u5ead\u55ba 2023 \u5e74\u5605\u5e73\u5747\u7e3d\u8ca0\u50b5\u70ba <strong>$287,300<\/strong>\uff08\u4ee5 2023 \u5e74\u4e0d\u8b8a\u52a0\u5143\u8a08\uff09\uff0c\u6bd4\u80cc\u666f\u76f8\u82e5\u5605\u672c\u5730\u51fa\u751f\u5bb6\u5ead\uff08<strong>$173,100<\/strong>\uff09\u9ad8\u51fa <strong>$114,200<\/strong>\u3002\u55ba\u4e3b\u8981\u6536\u5165\u4f86\u6e90\u70ba 25 \u81f3 44 \u6b72\u5605\u5e74\u8f15\u5bb6\u5ead\u4e2d\uff0c\u904e\u53bb 10 \u5e74\u5167\u62b5\u9054\u5605\u65b0\u79fb\u6c11\u5bb6\u5ead\u5e73\u5747\u8ca0\u50b5\u70ba <strong>$215,700<\/strong>\uff0c\u9ad8\u904e 2019 \u5e74\u5605 <strong>$177,800<\/strong>\uff0c\u4ea6\u9ad8\u65bc\u672c\u5730\u51fa\u751f\u540c\u9f61\u5bb6\u5ead\u5605 <strong>$189,300<\/strong> \u5e73\u5747\u6c34\u5e73\u3002<\/p>\n<p>\u55ba\u5462\u5572\u8868\u9762\u5605\u8ca0\u50b5\u6578\u5b57\u80cc\u5f8c\uff0c\u5b58\u5728\u4e00\u500b\u597d\u986f\u8457\u5605\u8ca1\u52d9\u5dee\u7570\u3002\u79fb\u6c11\u5bb6\u5ead\u4e26\u975e\u56e0\u70ba\u4fe1\u7528\u5361\u3001\u767c\u85aa\u65e5\u8cb8\u6b3e\uff08payday loans\uff09\u6216\u62d6\u6b20\u5e33\u55ae\u800c\u7d2f\u7a4d\u66f4\u9ad8\u5605\u6d88\u8cbb\u50b5\u52d9\u3002\u76f8\u53cd\uff0c\u623f\u5c4b\u6309\u63ed\u4f54\u5497\u65b0\u79fb\u6c11\u7e3d\u50b5\u52d9\u9ad8\u9054 <strong>89.0%<\/strong>\uff0c\u4ee4\u597d\u591a\u65b0\u79fb\u6c11\u696d\u4e3b\u96d6\u7136\u64c1\u6709\u7269\u696d\u8cc7\u7522\u6de8\u503c\uff0c\u4f46\u7269\u696d\u4e4b\u5916\u5605\u6d41\u52d5\u5132\u84c4\u537b\u6975\u5c11\u751a\u81f3\u5b8c\u5168\u6b78\u96f6\u3002<\/p>\n<h2>\u6309\u63ed\u8cb8\u6b3e\u5e7e\u4e4e\u89e3\u91cb\u6652\u5168\u90e8\u8ca0\u50b5\u5dee\u8ddd<\/h2>\n<p>\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u53c3\u8003\u5497 2016 \u5e74\u30012019 \u5e74\u53ca 2023 \u5e74\u5605\u300a\u91d1\u878d\u5b89\u5168\u8abf\u67e5\u300b\uff08Survey of Financial Security, SFS\uff09\uff0c\u5c07\u65b0\u79fb\u6c11\uff08\u7372\u5f97\u6c38\u4e45\u5c45\u6c11\u8eab\u4efd\u5c11\u65bc 10 \u5e74\u3001\u4e3b\u8981\u6536\u5165\u8005\u5e74\u9f61\u4ecb\u4e4e 25 \u81f3 44 \u6b72\uff09\u3001\u8cc7\u6df1\u79fb\u6c11\uff08\u62b5\u52a0 10 \u5e74\u6216\u4ee5\u4e0a\u3001\u5e74\u9f61\u4ecb\u4e4e 35 \u81f3 64 \u6b72\uff09\u53ca\u79fb\u6c11\u9577\u8005\uff0865 \u6b72\u53ca\u4ee5\u4e0a\uff09\u540c\u76f8\u540c\u5e74\u9f61\u6bb5\u5605\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u4f5c\u51fa\u5c0d\u6bd4\u3002<\/p>\n<p>\u55ba\u6bcf\u500b\u7d44\u5225\u4e2d\uff0c\u4e3b\u8981\u5c45\u6240\u53ca\u5176\u4ed6\u623f\u5730\u7522\u5605\u6309\u63ed\u8cb8\u6b3e\u90fd\u4f54\u5497\u501f\u8cb8\u5605\u7d55\u5927\u90e8\u5206\uff1a<\/p>\n<ul>\n<li><strong>\u65b0\u79fb\u6c11\u5bb6\u5ead\uff0825 \u81f3 44 \u6b72\uff09\uff1a<\/strong>\u6309\u63ed\u4f54 2023 \u5e74\u7e3d\u50b5\u52d9\u5605 <strong>89.0%<\/strong>\uff0c\u53cd\u6620\u4f62\u54cb\u55ba 2016 \u81f3 2023 \u5e74\u6a13\u50f9\u9031\u671f\u5605\u5f8c\u671f\uff0c\u5165\u5e02\u9ad8\u50f9\u57ce\u5e02\u623f\u5730\u7522\u5e02\u5834\u3002<\/li>\n<li><strong>\u8cc7\u6df1\u79fb\u6c11\u5bb6\u5ead\uff0835 \u81f3 64 \u6b72\uff09\uff1a<\/strong>\u5e73\u5747\u6309\u63ed\u9918\u984d\u70ba <strong>$247,600<\/strong>\uff0c\u4f54\u7e3d\u50b5\u52d9 <strong>86.2%<\/strong>\uff0c\u800c\u540c\u9f61\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u5605\u5e73\u5747\u6309\u63ed\u984d\u70ba <strong>$142,000<\/strong>\uff08\u4f54 <strong>82.1%<\/strong>\uff09\u3002<\/li>\n<li><strong>\u79fb\u6c11\u9577\u8005\u5bb6\u5ead\uff0865 \u6b72\u53ca\u4ee5\u4e0a\uff09\uff1a<\/strong>\u5e73\u5747\u7e3d\u8ca0\u50b5\u70ba <strong>$51,300<\/strong>\uff0c\u800c\u672c\u5730\u51fa\u751f\u9577\u8005\u70ba <strong>$36,800<\/strong>\uff1b\u6309\u63ed\u4f54\u79fb\u6c11\u9577\u8005\u50b5\u52d9\u5605 <strong>73.1%<\/strong>\uff0c\u672c\u5730\u51fa\u751f\u9577\u8005\u5247\u70ba <strong>67.3%<\/strong>\u3002<\/li>\n<\/ul>\n<p>\u7576\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u7531\u5bb6\u5ead\u8cc7\u7522\u8ca0\u50b5\u8868\u4e2d\u6263\u9664\u6309\u63ed\u53ca\u623f\u5730\u7522\u50f9\u503c\u5f8c\uff0c\u79fb\u6c11\u540c\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u4e4b\u9593\u5605\u50b5\u52d9\u5dee\u8ddd\u96a8\u5373\u6d88\u5931\u300225 \u81f3 44 \u6b72\u65b0\u79fb\u6c11\u5605\u975e\u623f\u5c4b\u50b5\u52d9\u8207\u6536\u5165\u6bd4\u7387\uff08DTI\uff09\u70ba <strong>0.26<\/strong>\uff08\u672c\u5730\u51fa\u751f\u540c\u9f61\u7d44\u5225\u70ba <strong>0.32<\/strong>\uff09\uff0c\u800c 35 \u81f3 64 \u6b72\u8cc7\u6df1\u79fb\u6c11\u70ba <strong>0.38<\/strong>\uff08\u672c\u5730\u51fa\u751f\u540c\u9f61\u7d44\u5225\u70ba <strong>0.31<\/strong>\uff09\uff0c\u5169\u8005\u55ba\u7d71\u8a08\u5b78\u4e0a\u5747\u5187\u986f\u8457\u5dee\u7570\u3002\u5169\u500b\u7d44\u5225\u5605\u975e\u623f\u5c4b\u50b5\u52d9\u8207\u8cc7\u7522\u6bd4\u7387\uff08DTA\uff09\u4ea6\u50c5\u4ecb\u4e4e <strong>0.07 \u81f3 0.08<\/strong> \u4e4b\u9593\u3002<\/p>\n<table class=\"red-post-table\">\n<tbody>\n<tr>\n<td style=\"text-align: left\"><strong>2023 \u5e74\u8cc7\u7522\u8ca0\u50b5\u8868\u6307\u6a19<\/strong><\/td>\n<td><strong>\u65b0\u79fb\u6c11\uff0825 \u81f3 44 \u6b72\uff09<\/strong><\/td>\n<td><strong>\u672c\u5730\u51fa\u751f\u4eba\u58eb\uff0825 \u81f3 44 \u6b72\uff09<\/strong><\/td>\n<td><strong>\u8cc7\u6df1\u79fb\u6c11\uff0835 \u81f3 64 \u6b72\uff09<\/strong><\/td>\n<td><strong>\u672c\u5730\u51fa\u751f\u4eba\u58eb\uff0835 \u81f3 64 \u6b72\uff09<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u5e73\u5747\u5bb6\u5ead\u7e3d\u8ca0\u50b5<\/strong><\/td>\n<td>$215,700<\/td>\n<td>$189,300<\/td>\n<td>$287,300<\/td>\n<td>$173,100<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u6309\u63ed\u4f54\u7e3d\u50b5\u52d9\u6bd4\u4f8b<\/strong><\/td>\n<td>89.0%<\/td>\n<td>85.4%<\/td>\n<td>86.2% ($247,600)<\/td>\n<td>82.1% ($142,000)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u6574\u9ad4\u50b5\u52d9\u8207\u6536\u5165\u6bd4\u7387\uff08DTI\uff09<\/strong><\/td>\n<td>2.31<\/td>\n<td>2.00<\/td>\n<td>2.71<\/td>\n<td>1.73<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u975e\u623f\u5c4b DTI\uff08\u4e0d\u5305\u62ec\u6309\u63ed\uff09<\/strong><\/td>\n<td>0.26<\/td>\n<td>0.32<\/td>\n<td>0.38<\/td>\n<td>0.31<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u6574\u9ad4\u50b5\u52d9\u8207\u8cc7\u7522\u6bd4\u7387\uff08DTA\uff09<\/strong><\/td>\n<td>0.30<\/td>\n<td>0.26<\/td>\n<td>0.19<\/td>\n<td>0.13<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u6bcf\u6708\u5168\u984d\u9084\u6e05\u4fe1\u7528\u5361\u7d50\u6b20<\/strong><\/td>\n<td>58.6%<\/td>\n<td>55.0%<\/td>\n<td>62.2%<\/td>\n<td>59.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u904e\u53bb\u4e09\u5e74\u66fe\u4f7f\u7528\u767c\u85aa\u65e5\u8cb8\u6b3e<\/strong><\/td>\n<td>2.4%<\/td>\n<td>3.9%<\/td>\n<td>1.7%<\/td>\n<td>2.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u96f6\u975e\u623f\u5c4b\u91d1\u878d\u8cc7\u7522\uff08$0 \u7de9\u885d\u8cc7\u91d1\uff09<\/strong><\/td>\n<td>16.1%<\/td>\n<td>12.7%<\/td>\n<td>16.2%<\/td>\n<td>11.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u623f\u5c4b\u69d3\u687f\u8f03\u9ad8\uff0c\u4f46\u4fe1\u7528\u5361\u9084\u6b3e\u7d00\u5f8b\u53cd\u800c\u66f4\u5f37<\/h2>\n<p>\u300a\u91d1\u878d\u5b89\u5168\u8abf\u67e5\u300b\u4ea6\u8ffd\u8e64\u5497\u65e5\u5e38\u4fe1\u8cb8\u7ba1\u7406\u60c5\u6cc1\uff0c\u6253\u7834\u5497\u300c\u7e3d\u8ca0\u50b5\u9ad8\u7b49\u65bc\u9084\u6b3e\u7fd2\u6163\u5dee\u300d\u5605\u65e2\u5b9a\u5370\u8c61\u3002\u55ba\u6bcf\u500b\u5e74\u9f61\u5c64\u4e2d\uff0c\u79fb\u6c11\u5bb6\u5ead\u6bcf\u6708\u5168\u984d\u7e73\u6e05\u4fe1\u7528\u5361\u7d50\u6b20\u5605\u6bd4\u4f8b\u90fd\u9ad8\u904e\u672c\u5730\u51fa\u751f\u5bb6\u5ead\uff1a25 \u81f3 44 \u6b72\u7d44\u5225\u70ba <strong>58.6%<\/strong> \u5c0d <strong>55.0%<\/strong>\uff1b35 \u81f3 64 \u6b72\u7d44\u5225\u70ba <strong>62.2%<\/strong> \u5c0d <strong>59.4%<\/strong>\uff1b65 \u6b72\u53ca\u4ee5\u4e0a\u9577\u8005\u7d44\u5225\u70ba <strong>81.0%<\/strong> \u5c0d <strong>79.4%<\/strong>\u3002<\/p>\n<p>25 \u81f3 44 \u6b72\u5605\u65b0\u79fb\u6c11\u5bb6\u5ead\u55ba 2019 \u5e74\u540c 2023 \u5e74\u5605<strong>\u4fe1\u7528\u5361\u7533\u8acb\u88ab\u62d2\u7387\u5747\u70ba 0.0%<\/strong>\uff08\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u5247\u70ba <strong>1.7%<\/strong>\uff09\uff0c\u5c0d\u9ad8\u5229\u606f\u767c\u85aa\u65e5\u8cb8\u6b3e\u5605\u4f9d\u8cf4\u4ea6\u8f03\u5c11\uff08<strong>2.4%<\/strong> \u5c0d <strong>3.9%<\/strong>\uff09\u3002\u81f3\u65bc\u56b4\u91cd\u5e33\u55ae\u56f0\u5883\u6307\u6a19\uff08\u4f8b\u5982\u62d6\u6b20\u6c34\u96fb\u7164\u96dc\u8cbb\u6216\u65b7\u4f9b\u79df\u91d1\u3001\u6309\u63ed\u4f9b\u6b3e\uff09\uff0c\u79fb\u6c11\u5bb6\u5ead\u5605\u8868\u73fe\u8207\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u55ba\u7d71\u8a08\u4e0a\u57fa\u672c\u6301\u5e73\u3002<\/p>\n<h2>\u8106\u5f31\u6027\u96c6\u4e2d\u55ba\u908a\uff1a\u5927\u57ce\u5e02\u3001\u4e8c\u7dda\u5730\u5340\u5e02\u5834\u53ca\u5927\u5b78\u5b78\u6b77\u4eba\u58eb<\/h2>\n<p>\u771f\u6b63\u7d2f\u7a4d\u8ca1\u52d9\u98a8\u96aa\u5605\u5730\u65b9\uff0c\u5728\u65bc\u76f8\u5c0d\u65bc\u6536\u5165\u5605\u6309\u63ed\u69d3\u687f\u6bd4\u7387\u3002\u55ba 35 \u81f3 64 \u6b72\u5605\u8cc7\u6df1\u79fb\u6c11\u5bb6\u5ead\u4e2d\uff0c\u6574\u9ad4 DTI \u7531 <strong>2016 \u5e74\u5605 2.42<\/strong> \u6301\u7e8c\u6500\u5347\u81f3 <strong>2019 \u5e74\u5605 2.50<\/strong>\uff0c\u4e26\u55ba <strong>2023 \u5e74\u9054\u5230 2.71<\/strong>\uff0c\u6bd4\u672c\u5730\u51fa\u751f\u4eba\u58eb\u5605 <strong>1.73<\/strong> \u9ad8\u51fa\u63a5\u8fd1\u6574\u6574\u4e00\u500b\u9ede\u3002<\/p>\n<p>2023 \u5e74\u6578\u64da\u4e2d\u5448\u73fe\u51fa\u5169\u5927\u5730\u7406\u540c\u6559\u80b2\u80cc\u666f\u7279\u9ede\uff1a<\/p>\n<ul>\n<li><strong>\u6eff\u5730\u53ef\u3001\u591a\u502b\u591a\u540c\u6eab\u54e5\u83ef\uff08MTV\uff09\u8207\u4e2d\u5c0f\u57ce\u5e02\u4e4b\u6bd4\uff1a<\/strong>\u5c45\u4f4f\u55ba\u52a0\u62ff\u5927\u4e09\u5927\u90fd\u6703\u5340\u5605 35 \u81f3 64 \u6b72\u8cc7\u6df1\u79fb\u6c11\uff0c\u5e73\u5747 DTI \u9ad8\u9054 <strong>3.13<\/strong>\uff0c\u800c\u7576\u5730\u51fa\u751f\u5605 MTV \u5c45\u6c11\u50c5\u70ba <strong>2.01<\/strong>\u3002\u8207\u6b64\u540c\u6642\uff0c\u96a8\u4f4f\u65b0\u79fb\u6c11\u56e0\u61c9\u8f03\u53ef\u8ca0\u64d4\u5605\u6a13\u50f9\u642c\u9077\u81f3\u5b89\u7701\u4e2d\u578b\u57ce\u5e02\u3001\u8349\u539f\u7701\u4efd\u53ca\u5927\u897f\u6d0b\u7701\u4efd\uff0c\u55ba\u6eff\u5730\u53ef\u3001\u591a\u502b\u591a\u540c\u6eab\u54e5\u83ef\u4ee5\u5916\u5730\u5340\u5b9a\u5c45\u5605 25 \u81f3 44 \u6b72\u65b0\u79fb\u6c11\uff0c\u5176 DTI \u4ea6\u7531 <strong>2016 \u5e74\u5605 1.86<\/strong> \u6025\u5347\u81f3 <strong>2023 \u5e74\u5605 2.44<\/strong>\u3002<\/li>\n<li><strong>\u64c1\u6709\u5927\u5b78\u5b78\u6b77\u5605\u79fb\u6c11\u6536\u5165\u8005\uff1a<\/strong>\u7531\u6301\u6709\u5b78\u58eb\u5b78\u4f4d\u6216\u4ee5\u4e0a\u4eba\u58eb\u70ba\u4e3b\u5c0e\u5605\u8cc7\u6df1\u79fb\u6c11\u5bb6\u5ead\uff0c\u55ba 2023 \u5e74\u5605\u5e73\u5747 DTI \u70ba <strong>3.05<\/strong>\uff0c\u800c\u64c1\u6709\u5927\u5b78\u5b78\u6b77\u5605\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u50c5\u70ba <strong>1.87<\/strong>\u3002\u5c0d\u9577\u671f\u6536\u5165\u5605\u8f03\u9ad8\u9810\u671f\u4ee4\u5462\u6279\u5bb6\u5ead\u66f4\u5bb9\u6613\u7372\u6279\u66f4\u9ad8\u984d\u5605\u57ce\u5e02\u6309\u63ed\u8cb8\u6b3e\uff0c\u4f46\u540c\u6642\u4ea6\u653e\u5927\u5497\u6309\u63ed\u7e8c\u7d04\u6642\u5c0d\u5229\u7387\u8b8a\u52d5\u5605\u654f\u611f\u5ea6\u3002<\/li>\n<\/ul>\n<h2>\u52a0\u62ff\u5927 2026 \u5e74\u79cb\u5b63\u7d93\u6fdf\u74b0\u5883\u4e0b\u5605\u73fe\u91d1\u7de9\u885d\u98a8\u96aa<\/h2>\n<p>\u5373\u4f7f\u65b0\u79fb\u6c11\uff08<strong>0.30<\/strong>\uff09\u53ca\u8cc7\u6df1\u79fb\u6c11\uff08<strong>0.19<\/strong>\uff09\u5605\u50b5\u52d9\u8207\u8cc7\u7522\u6bd4\u7387\u5c1a\u7b97\u6eab\u548c\uff0c\u4f46\u96c6\u4e2d\u55ba\u7f3a\u4e4f\u8b8a\u73fe\u80fd\u529b\u5605\u623f\u7522\u4e2d\u5605\u6de8\u8cc7\u7522\uff0c\u4e26\u5514\u80fd\u5920\u55ba\u5514\u501f\u8cb8\u5605\u60c5\u6cc1\u4e0b\u61c9\u4ed8\u8cb7\u9938\u958b\u652f\u6216\u66ab\u6642\u5931\u696d\u5605\u751f\u6d3b\u6210\u672c\u3002\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u767c\u73fe\uff0c\u55ba 2023 \u5e74\uff0c\u6709 <strong>16.1%<\/strong> \u5605\u65b0\u79fb\u6c11\u5bb6\u5ead\uff08\u55ba\u6eff\u5730\u53ef\u3001\u591a\u502b\u591a\u540c\u6eab\u54e5\u83ef\u4ee5\u5916\u5730\u5340\u66f4\u9ad8\u9054 <strong>20.4%<\/strong>\uff09\u53ca <strong>16.2%<\/strong> \u5605\u8cc7\u6df1\u79fb\u6c11\u5bb6\u5ead\uff0c\u6301\u6709<strong>\u96f6\u975e\u623f\u5c4b\u3001\u975e\u9000\u4f11\u91d1\u3001\u975e\u5546\u696d\u6027\u8cea\u5605\u91d1\u878d\u8ca1\u5bcc<\/strong>\uff0c\u800c\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u76f8\u61c9\u6bd4\u4f8b\u50c5\u70ba <strong>12.7%<\/strong> \u53ca <strong>11.0%<\/strong>\u3002\u55ba 35 \u81f3 64 \u6b72\u4e14\u64c1\u6709\u5927\u5b78\u5b78\u6b77\u5605\u5bb6\u5ead\u4e2d\uff0c\u6709 <strong>16.3%<\/strong> \u5605\u8cc7\u6df1\u79fb\u6c11\u6301\u6709\u96f6\u6d41\u52d5\u91d1\u878d\u8cc7\u7522\uff0c\u5e7e\u4e4e\u4fc2\u540c\u7b49\u5b78\u6b77\u672c\u5730\u51fa\u751f\u5bb6\u5ead\uff08<strong>8.4%<\/strong>\uff09\u5605\u5169\u500d\u3002<\/p>\n<p>\u7d50\u5408\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u55ba\u540c\u4e00\u671f\uff0810 \u6708 28 \u65e5\uff09\u767c\u5e03\u5605<a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/36-28-0001\/2026010\/article\/00004-eng.htm\" target=\"_blank\" rel=\"noopener\">2026 \u5e74\u79cb\u5b63\u7d93\u6fdf\u56de\u9867<\/a>\uff0c\u5462\u7a2e\u8584\u5f31\u5605\u73fe\u91d1\u5132\u5099\u5e36\u569f\u5497\u66f4\u5927\u98a8\u96aa\u3002\u96d6\u7136\u52a0\u62ff\u5927\u6574\u9ad4\u5bb6\u5ead\u50b5\u52d9\u8207\u53ef\u652f\u914d\u6536\u5165\u6bd4\u7387\u55ba 2026 \u5e74\u7b2c\u4e8c\u5b63\u56de\u843d\u81f3 <strong>176.4%<\/strong>\uff0c\u4f46\u5168\u570b\u5c31\u696d\u4eba\u6578\u55ba <strong>2026 \u5e74 8 \u6708\u53ca 9 \u6708\u5408\u8a08\u6e1b\u5c11\u5497 110,000 \u500b\u8077\u4f4d<\/strong>\uff0c\u5c07\u5931\u696d\u7387\u63a8\u9ad8\u81f3 <strong>6.5%<\/strong>\u3002\u8207\u6b64\u540c\u6642\uff0c\u5c45\u4f4f\u901a\u8139\u55ba\u79df\u8cb7\u4e4b\u9593\u51fa\u73fe\u660e\u986f\u5206\u5316\uff1a2026 \u5e74 8 \u6708\u79df\u91d1\u50f9\u683c<strong>\u6309\u5e74\u4e0a\u5347 3.8%<\/strong>\uff0c\u800c\u81ea\u7f6e\u5c45\u6240\u958b\u652f\u589e\u5e45\u50c5\u70ba <strong>0.6%<\/strong>\u3002<\/p>\n<h2>\u8a08\u5283\u5b9a\u5c45\u53ca\u7f6e\u696d\u65b0\u79fb\u6c11\u5605\u5be6\u7528\u5efa\u8b70<\/h2>\n<p>\u5c0d\u65bc\u8a55\u4f30\u7dca\u52a0\u62ff\u5927\u751f\u6d3b\u6210\u672c\u5605\u6c38\u4e45\u5c45\u6c11\u3001\u5de5\u4f5c\u8a31\u53ef\u6301\u6709\u4eba\u540c\u6709\u610f\u7533\u8acb\u79fb\u6c11\u5605\u4eba\u58eb\uff0c10 \u6708 28 \u65e5\u516c\u5e03\u5605\u7d50\u679c\u63d0\u51fa\u5497\u4e09\u500b\u5be6\u7528\u5605\u8ca1\u52d9\u9632\u7dda\uff1a<\/p>\n<ul>\n<li><strong>\u5c07\u5b9a\u5c45\u8cc7\u91d1\u8b49\u660e\u540c\u8cb7\u6a13\u9996\u671f\u8cc7\u91d1\u5206\u958b\uff1a<\/strong>\u5982\u679c\u5c07\u6bcf\u5206\u6bcf\u6beb\u5605\u6d41\u52d5\u5132\u84c4\u90fd\u6295\u5165\u8cb7\u6a13\u9996\u671f\uff0c\u4e00\u65e6\u5c31\u696d\u904e\u6e21\u671f\u9577\u904e\u9810\u671f\uff0c\u65b0\u79fb\u6c11\u5bb6\u5ead\u5c31\u6703\u9762\u81e8\u6975\u5927\u98a8\u96aa\u3002\u55ba\u7269\u696d\u8cc7\u7522\u6de8\u503c\u4e4b\u5916\uff0c\u4fdd\u6301 3 \u81f3 6 \u500b\u6708\u5605\u96a8\u6642\u53ef\u7528\u73fe\u91d1\u5132\u5099\uff0c\u53ef\u4ee5\u6e1b\u5c11\u55ba\u8f49\u5de5\u6216\u6309\u63ed\u7e8c\u7d04\u671f\u9593\u5c0d\u4fe1\u7528\u984d\u5ea6\uff08line of credit\uff09\u5605\u4f9d\u8cf4\u3002<\/li>\n<li><strong>\u642c\u9077\u524d\u6bd4\u8f03\u5514\u540c\u5730\u5340\u5605\u623f\u5c4b\u69d3\u687f\uff1a<\/strong>\u76f8\u6bd4\u591a\u502b\u591a\u6216\u6eab\u54e5\u83ef\uff0c\u751f\u6d3b\u6210\u672c\u8f03\u4f4e\u5730\u5340\u5605\u7701\u7d1a\u79fb\u6c11\u9014\u5f91\u53ef\u4ee5\u6e1b\u8f15\u6309\u63ed\u8207\u6536\u5165\u6bd4\u7387\u5605\u58d3\u529b\u3002\u4e0d\u904e\uff0c\u7d71\u8a08\u5c40\u55ba\u4e09\u5927\u90fd\u6703\u5340\u4ee5\u5916\u5605\u6578\u64da\uff08\u7576\u5730\u6709 20.4% \u5605\u65b0\u79fb\u6c11\u5bb6\u5ead\u64c1\u6709 $0 \u6d41\u52d5\u91d1\u878d\u8cc7\u7522\uff09\u8b49\u5be6\uff0c\u55ba\u4e2d\u5c0f\u57ce\u5e02\u8cb7\u6a13\u5605\u8cb7\u5bb6\u55ba\u652f\u4ed8\u623f\u5c4b\u4ea4\u6613\u8cbb\u7528\u5f8c\uff0c\u4f9d\u7136\u9700\u8981\u6709\u5145\u8db3\u5605\u5c08\u7528\u73fe\u91d1\u5132\u5099\u3002\u8003\u616e\u5514\u540c\u5730\u5340\u65b9\u6848\u5605\u7533\u8acb\u4eba\uff0c\u53ef\u4ee5\u7d50\u5408\u623f\u5c4b\u9810\u7b97\uff0c\u67e5\u95b1<a href=\"https:\/\/redim.ca\/zh-hant\/alberta\/kuaisu-tongdao\/\">\u4e9e\u4f2f\u9054\u7701 (Alberta)<\/a>\u3001<a href=\"https:\/\/redim.ca\/zh-hant\/sa-si-ka-che-wan\/kuaisu-tongdao\/\">\u85a9\u65af\u5580\u5fb9\u6eab\u7701 (Saskatchewan)<\/a> \u540c<a href=\"https:\/\/redim.ca\/zh-hant\/manitoba\/kuaisu-tongdao\/\">\u7dec\u5c3c\u6258\u5df4\u7701 (Manitoba)<\/a> \u5605\u7701\u7d1a Express Entry \u9014\u5f91\u3002<\/li>\n<li><strong>\u70ba\u9032\u884c\u4e2d\u5605\u79fb\u6c11\u7533\u8acb\u59a5\u5584\u6e96\u5099\u6e05\u6670\u5605\u6d41\u52d5\u8cc7\u91d1\u8b49\u660e\uff1a<\/strong>\u51e1\u6d89\u53ca\u5b9a\u5c45\u8cc7\u91d1\u8981\u6c42\u5605 Express Entry \u6216\u7701\u63d0\u540d\u7533\u8acb\uff0c\u7533\u8acb\u4eba\u5fc5\u9808\u78ba\u4fdd\u6240\u9700\u91d1\u984d\u5c6c\u65bc\u7121\u7522\u6b0a\u8ca0\u64d4\u3001\u96a8\u6642\u53ef\u52d5\u7528\u4e26\u53ef\u67e5\u8b49\u5605\u6d41\u52d5\u5b58\u6b3e\uff0c\u800c\u5514\u4fc2\u88ab\u5957\u7262\u55ba\u623f\u5730\u7522\u8cc7\u7522\u6de8\u503c\u5165\u9762\uff0c\u6216\u8005\u900f\u904e\u501f\u8cb8\u501f\u8fd4\u569f\u5605\u4fe1\u8cb8\u984d\u5ea6\u3002<\/li>\n<\/ul>\n<p>\u5982\u679c\u60f3\u4e86\u89e3\u5de5\u4f5c\u5730\u9ede\u3001\u5de5\u4f5c\u6388\u6b0a\u4ee5\u53ca\u5b9a\u5c45\u8cc7\u91d1\u898f\u5b9a\u9ede\u6a23\u5f71\u97ff\u4f60\u5605\u6c38\u4e45\u5c45\u7559\u6642\u9593\u8868\uff0c\u65b0\u79fb\u6c11\u53ef\u4ee5\u700f\u89bd <a href=\"https:\/\/redim.ca\/zh-hant\/yimin-fuwu\/\">RED Immigration Consulting \u5605\u79fb\u6c11\u670d\u52d9<\/a>\u8a55\u4f30\u5404\u9805\u7533\u8acb\u9014\u5f91\uff0c\u6216\u8005\u900f\u904e\u6211\u54cb\u5605<a href=\"https:\/\/redim.ca\/zh-hant\/pagbook\/\">\u8aee\u8a62\u9810\u7d04\u9801\u9762<\/a>\u5b89\u6392\u500b\u6848\u8a55\u4f30\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u65bc 2026 \u5e74 10 \u6708 28 \u65e5\u516c\u5e03\u5605\u6578\u64da\u986f\u793a\uff0c\u8cc7\u6df1\u79fb\u6c11\u5bb6\u5ead\u5e73\u5747\u8ca0\u50b5\u9054 $287,300\uff0c\u9060\u9ad8\u65bc\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u5605 $173,100\uff0c\u5dee\u8ddd\u5e7e\u4e4e\u5168\u7531\u623f\u5c4b\u6309\u63ed\u9020\u6210\uff0c\u540c\u6642\u6709 16% \u79fb\u6c11\u5bb6\u5ead\u5b8c\u5168\u5187\u623f\u7522\u4ee5\u5916\u5605\u6d41\u52d5\u91d1\u878d\u8cc7\u7522\u5132\u5099\u3002<\/p>\n","protected":false},"author":4,"featured_media":558982,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"\u300c\u6709\u6a13\u4f46\u7f3a\u73fe\u91d1\u300d\uff1a\u9ede\u89e3\u52a0\u62ff\u5927\u79fb\u6c11\u5bb6\u5ead\u8ca0\u50b5\u6bd4\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u9ad8\u51fa $114,200\uff1f - RED Immigration Consulting","description":"\u52a0\u62ff\u5927\u7d71\u8a08\u5c40\u65bc 2026 \u5e74 10 \u6708 28 \u65e5\u516c\u5e03\u5605\u6578\u64da\u986f\u793a\uff0c\u8cc7\u6df1\u79fb\u6c11\u5bb6\u5ead\u5e73\u5747\u8ca0\u50b5\u9054 $287,300\uff0c\u9060\u9ad8\u65bc\u672c\u5730\u51fa\u751f\u5bb6\u5ead\u5605 $173,100\uff0c\u5dee\u8ddd\u5e7e\u4e4e\u5168\u7531\u623f\u5c4b\u6309\u63ed\u9020\u6210\uff0c\u540c\u6642\u6709 16% \u79fb\u6c11\u5bb6\u5ead\u5b8c\u5168\u5187\u623f\u7522\u4ee5\u5916\u5605\u6d41\u52d5\u91d1\u878d\u8cc7\u7522\u5132\u5099\u3002"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[4189],"tags":[3178,4120,5069,5066,5067,4151,3142],"class_list":["post-559016","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sangwo-gaanada","tag-housing-zh-hant","tag-jianada-shenghuo-feiyong","tag-on-zi-fuk-mou","tag-san-ji-man","tag-wing-gau-geoi-lau-kyun","tag-zujin","tag-economic-zh-hant"],"back_links":null,"_links":{"self":[{"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/posts\/559016","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/comments?post=559016"}],"version-history":[{"count":2,"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/posts\/559016\/revisions"}],"predecessor-version":[{"id":559023,"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/posts\/559016\/revisions\/559023"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/media\/558982"}],"wp:attachment":[{"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/media?parent=559016"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/categories?post=559016"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/redim.ca\/zh-hant\/wp-json\/wp\/v2\/tags?post=559016"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}