{"id":559012,"date":"2026-10-29T16:00:00","date_gmt":"2026-10-29T23:00:00","guid":{"rendered":"https:\/\/redim.ca\/house-rich-cash-thin-immigrant-debt-gap-canada\/"},"modified":"2026-10-30T07:15:49","modified_gmt":"2026-10-30T14:15:49","slug":"house-rich-cash-thin-immigrant-debt-gap-canada","status":"publish","type":"post","link":"https:\/\/redim.ca\/zh-hans\/house-rich-cash-thin-immigrant-debt-gap-canada\/","title":{"rendered":"\u5750\u62e5\u623f\u4ea7\u5374\u73b0\u91d1\u77ed\u7f3a\uff1a\u4e3a\u4f55\u52a0\u62ff\u5927\u79fb\u6c11\u5bb6\u5ead\u6bd4\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u591a\u80cc\u8d1f114,200\u52a0\u5143\u503a\u52a1"},"content":{"rendered":"<p>\u6839\u636e<a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/36-28-0001\/2026010\/article\/00001-eng.htm\" target=\"_blank\" rel=\"noopener\">\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u4e8e2026\u5e7410\u670828\u65e5\u53d1\u8868<\/a>\u5728\u300a\u7ecf\u6d4e\u4e0e\u793e\u4f1a\u62a5\u544a\u300b\uff08\u7b2c6\u5377\u7b2c10\u671f\uff09\u4e0a\u7684\u4e00\u9879\u7814\u7a76\uff0c2023\u5e74\u52a0\u62ff\u5927\u8d44\u6df1\u79fb\u6c11\u5bb6\u5ead\u7684\u5e73\u5747\u603b\u503a\u52a1\u4e3a<strong>287,300\u52a0\u5143<\/strong>\uff08\u63092023\u5e74\u4e0d\u53d8\u52a0\u5143\u8ba1\u7b97\uff09\uff0c\u6bd4\u80cc\u666f\u76f8\u5f53\u7684\u52a0\u62ff\u5927\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u6240\u6b20\u7684<strong>173,100\u52a0\u5143<\/strong>\u9ad8\u51fa<strong>114,200\u52a0\u5143<\/strong>\u3002\u5728\u4e3b\u8981\u6536\u5165\u8005\u5e74\u9f84\u572825\u81f344\u5c81\u7684\u8f83\u5e74\u8f7b\u5bb6\u5ead\u4e2d\uff0c\u8fc7\u53bb\u5341\u5e74\u5185\u62b5\u52a0\u7684\u65b0\u79fb\u6c11\u5e73\u5747\u8d1f\u503a<strong>215,700\u52a0\u5143<\/strong>\uff0c\u9ad8\u4e8e2019\u5e74\u7684<strong>177,800\u52a0\u5143<\/strong>\uff0c\u4e5f\u9ad8\u4e8e\u672c\u571f\u51fa\u751f\u540c\u9f84\u5bb6\u5ead<strong>189,300\u52a0\u5143<\/strong>\u7684\u5e73\u5747\u6c34\u5e73\u3002<\/p>\n<p>\u5728\u8fd9\u4e9b\u5f15\u4eba\u6ce8\u76ee\u7684\u603b\u989d\u80cc\u540e\uff0c\u9690\u85cf\u7740\u9c9c\u660e\u7684\u8d22\u52a1\u5dee\u5f02\u3002\u79fb\u6c11\u5bb6\u5ead\u5e76\u975e\u901a\u8fc7\u4fe1\u7528\u5361\u3001\u53d1\u85aa\u65e5\u8d37\u6b3e\u6216\u672a\u4ed8\u8d26\u5355\u7d2f\u79ef\u66f4\u9ad8\u7684\u6d88\u8d39\u503a\u52a1\u3002\u76f8\u53cd\uff0c\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u5360\u5230\u4e86\u65b0\u79fb\u6c11\u503a\u52a1\u7684\u9ad8\u8fbe<strong>89.0%<\/strong>\uff0c\u8fd9\u4f7f\u5f97\u8bb8\u591a\u65b0\u79fb\u6c11\u623f\u4e3b\u867d\u7136\u5750\u62e5\u53ef\u89c2\u7684\u623f\u5c4b\u51c0\u503c\uff0c\u4f46\u5728\u623f\u4ea7\u4e4b\u5916\u51e0\u4e4e\u6ca1\u6709\u6216\u5b8c\u5168\u6ca1\u6709\u6d41\u52a8\u91d1\u878d\u50a8\u84c4\u3002<\/p>\n<h2>\u623f\u5c4b\u8d37\u6b3e\u51e0\u4e4e\u89e3\u91ca\u4e86\u5168\u90e8\u503a\u52a1\u5dee\u8ddd<\/h2>\n<p>\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u57fa\u4e8e2016\u5e74\u30012019\u5e74\u548c2023\u5e74\u300a\u91d1\u878d\u5b89\u5168\u8c03\u67e5\u300b\uff08SFS\uff09\u7684\u6570\u636e\uff0c\u5c06\u65b0\u79fb\u6c11\uff08\u83b7\u5f97\u6c38\u4e45\u5c45\u6c11\u8eab\u4efd\u4e0d\u8db310\u5e74\u4e14\u4e3b\u8981\u6536\u5165\u8005\u5e74\u9f84\u572825\u81f344\u5c81\uff09\u3001\u8d44\u6df1\u79fb\u6c11\uff08\u62b5\u52a010\u5e74\u53ca\u4ee5\u4e0a\u4e14\u5e74\u9f84\u572835\u81f364\u5c81\uff09\u4ee5\u53ca\u8001\u5e74\u79fb\u6c11\uff0865\u5c81\u53ca\u4ee5\u4e0a\uff09\u4e0e\u540c\u5e74\u9f84\u6bb5\u7684\u52a0\u62ff\u5927\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u8fdb\u884c\u4e86\u6bd4\u8f83\u3002<\/p>\n<p>\u5728\u6bcf\u4e2a\u7fa4\u4f53\u4e2d\uff0c\u81ea\u4f4f\u623f\u53ca\u5176\u4ed6\u623f\u5730\u4ea7\u7684\u623f\u5c4b\u62b5\u62bc\u8d37\u6b3e\u90fd\u5360\u501f\u8d37\u7684\u7edd\u5927\u90e8\u5206\uff1a<\/p>\n<ul>\n<li><strong>\u65b0\u79fb\u6c11\u5bb6\u5ead\uff0825\u81f344\u5c81\uff09\uff1a<\/strong>\u623f\u8d37\u53602023\u5e74\u603b\u503a\u52a1\u7684<strong>89.0%<\/strong>\uff0c\u53cd\u6620\u51fa\u4ed6\u4eec\u57282016\u81f32023\u5e74\u623f\u4ef7\u5468\u671f\u540e\u6bb5\u8fdb\u5165\u4e86\u9ad8\u4ef7\u57ce\u5e02\u623f\u5730\u4ea7\u5e02\u573a\u3002<\/li>\n<li><strong>\u8d44\u6df1\u79fb\u6c11\u5bb6\u5ead\uff0835\u81f364\u5c81\uff09\uff1a<\/strong>\u623f\u8d37\u4f59\u989d\u5e73\u5747\u4e3a<strong>247,600\u52a0\u5143<\/strong>\uff0c\u5360\u603b\u503a\u52a1\u7684<strong>86.2%<\/strong>\uff1b\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u540c\u5e74\u9f84\u6bb5\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u7684\u8fd9\u4e00\u6570\u5b57\u4e3a<strong>142,000\u52a0\u5143<\/strong>\uff08<strong>82.1%<\/strong>\uff09\u3002<\/li>\n<li><strong>\u8001\u5e74\u79fb\u6c11\u5bb6\u5ead\uff0865\u5c81\u53ca\u4ee5\u4e0a\uff09\uff1a<\/strong>\u5e73\u5747\u603b\u503a\u52a1\u4e3a<strong>51,300\u52a0\u5143<\/strong>\uff0c\u800c\u672c\u571f\u51fa\u751f\u7684\u8001\u5e74\u5bb6\u5ead\u4e3a<strong>36,800\u52a0\u5143<\/strong>\uff1b\u623f\u8d37\u5360\u8001\u5e74\u79fb\u6c11\u503a\u52a1\u7684<strong>73.1%<\/strong>\uff0c\u800c\u672c\u571f\u51fa\u751f\u8001\u5e74\u5bb6\u5ead\u4e3a<strong>67.3%<\/strong>\u3002<\/li>\n<\/ul>\n<p>\u5f53\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u4ece\u5bb6\u5ead\u8d44\u4ea7\u8d1f\u503a\u8868\u4e2d\u5254\u9664\u623f\u8d37\u548c\u623f\u5730\u4ea7\u4ef7\u503c\u540e\uff0c\u79fb\u6c11\u4e0e\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u4e4b\u95f4\u7684\u503a\u52a1\u5dee\u8ddd\u4fbf\u6d88\u5931\u4e86\u3002\u5bf9\u4e8e25\u81f344\u5c81\u7684\u65b0\u79fb\u6c11\uff0c\u975e\u4f4f\u623f\u503a\u52a1\u6536\u5165\u6bd4\uff08DTI\uff09\u4e3a<strong>0.26<\/strong>\uff08\u672c\u571f\u51fa\u751f\u540c\u9f84\u4eba\u4e3a<strong>0.32<\/strong>\uff09\uff1b\u5bf9\u4e8e35\u81f364\u5c81\u7684\u8d44\u6df1\u79fb\u6c11\uff0c\u8be5\u6bd4\u4f8b\u4e3a<strong>0.38<\/strong>\uff08\u672c\u571f\u51fa\u751f\u540c\u9f84\u4eba\u4e3a<strong>0.31<\/strong>\uff09\uff0c\u4e24\u8005\u5728\u7edf\u8ba1\u5b66\u4e0a\u5747\u65e0\u663e\u8457\u5dee\u5f02\u3002\u4e24\u7ec4\u4eba\u7fa4\u7684\u975e\u4f4f\u623f\u8d44\u4ea7\u8d1f\u503a\u7387\uff08DTA\uff09\u5747\u4ecb\u4e8e<strong>0.07\u81f30.08<\/strong>\u4e4b\u95f4\u3002<\/p>\n<table class=\"red-post-table\">\n<tbody>\n<tr>\n<td style=\"text-align: left\"><strong>2023\u5e74\u8d44\u4ea7\u8d1f\u503a\u8868\u6307\u6807<\/strong><\/td>\n<td><strong>\u65b0\u79fb\u6c11 (25-44\u5c81)<\/strong><\/td>\n<td><strong>\u672c\u571f\u51fa\u751f (25-44\u5c81)<\/strong><\/td>\n<td><strong>\u8d44\u6df1\u79fb\u6c11 (35-64\u5c81)<\/strong><\/td>\n<td><strong>\u672c\u571f\u51fa\u751f (35-64\u5c81)<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u5bb6\u5ead\u5e73\u5747\u603b\u503a\u52a1<\/strong><\/td>\n<td>$215,700<\/td>\n<td>$189,300<\/td>\n<td>$287,300<\/td>\n<td>$173,100<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u623f\u8d37\u5360\u603b\u503a\u52a1\u6bd4\u4f8b<\/strong><\/td>\n<td>89.0%<\/td>\n<td>85.4%<\/td>\n<td>86.2% ($247,600)<\/td>\n<td>82.1% ($142,000)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u6574\u4f53\u503a\u52a1\u6536\u5165\u6bd4 (DTI)<\/strong><\/td>\n<td>2.31<\/td>\n<td>2.00<\/td>\n<td>2.71<\/td>\n<td>1.73<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u975e\u4f4f\u623fDTI (\u6392\u9664\u623f\u8d37)<\/strong><\/td>\n<td>0.26<\/td>\n<td>0.32<\/td>\n<td>0.38<\/td>\n<td>0.31<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u6574\u4f53\u8d44\u4ea7\u8d1f\u503a\u7387 (DTA)<\/strong><\/td>\n<td>0.30<\/td>\n<td>0.26<\/td>\n<td>0.19<\/td>\n<td>0.13<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u6bcf\u6708\u5168\u989d\u8fd8\u6e05\u4fe1\u7528\u5361\u8d26\u5355<\/strong><\/td>\n<td>58.6%<\/td>\n<td>55.0%<\/td>\n<td>62.2%<\/td>\n<td>59.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u8fc7\u53bb\u4e09\u5e74\u5185\u4f7f\u7528\u8fc7\u53d1\u85aa\u65e5\u8d37\u6b3e<\/strong><\/td>\n<td>2.4%<\/td>\n<td>3.9%<\/td>\n<td>1.7%<\/td>\n<td>2.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\u96f6\u975e\u4f4f\u623f\u91d1\u878d\u8d22\u5bcc (0\u5143\u7f13\u51b2\u8d44\u91d1)<\/strong><\/td>\n<td>16.1%<\/td>\n<td>12.7%<\/td>\n<td>16.2%<\/td>\n<td>11.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\u4f4f\u623f\u9ad8\u6760\u6746\u80cc\u540e\u7684\u66f4\u5f3a\u4fe1\u7528\u5361\u81ea\u5f8b<\/h2>\n<p>\u300a\u91d1\u878d\u5b89\u5168\u8c03\u67e5\u300b\u8fd8\u8ffd\u8e2a\u4e86\u65e5\u5e38\u4fe1\u8d37\u7ba1\u7406\u60c5\u51b5\uff0c\u6253\u7834\u4e86\u603b\u503a\u52a1\u8f83\u9ad8\u5373\u4ee3\u8868\u8fd8\u6b3e\u4e60\u60ef\u8f83\u5dee\u7684\u5047\u8bbe\u3002\u5728\u6bcf\u4e2a\u5e74\u9f84\u6bb5\u4e2d\uff0c\u79fb\u6c11\u5bb6\u5ead\u6bcf\u6708\u5168\u989d\u8fd8\u6e05\u4fe1\u7528\u5361\u8d26\u5355\u7684\u6bd4\u4f8b\u5747\u9ad8\u4e8e\u672c\u571f\u51fa\u751f\u7684\u540c\u9f84\u5bb6\u5ead\uff1a25\u81f344\u5c81\u7fa4\u4f53\u4e2d\u4e3a<strong>58.6%<\/strong>\u6bd4<strong>55.0%<\/strong>\uff1b35\u81f364\u5c81\u7fa4\u4f53\u4e2d\u4e3a<strong>62.2%<\/strong>\u6bd4<strong>59.4%<\/strong>\uff1b65\u5c81\u53ca\u4ee5\u4e0a\u8001\u5e74\u7fa4\u4f53\u4e2d\u4e3a<strong>81.0%<\/strong>\u6bd4<strong>79.4%<\/strong>\u3002<\/p>\n<p>25\u81f344\u5c81\u7684\u65b0\u79fb\u6c11\u5bb6\u5ead\u57282019\u5e74\u548c2023\u5e74\u7684<strong>\u4fe1\u7528\u5361\u7533\u8bf7\u88ab\u62d2\u7387\u5747\u4e3a0.0%<\/strong>\uff08\u800c\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u4e3a<strong>1.7%<\/strong>\uff09\uff0c\u5e76\u4e14\u5bf9\u9ad8\u6210\u672c\u53d1\u85aa\u65e5\u8d37\u6b3e\u7684\u4f9d\u8d56\u66f4\u4f4e\uff08<strong>2.4%<\/strong>\u5bf9<strong>3.9%<\/strong>\uff09\u3002\u8bf8\u5982\u903e\u671f\u7f34\u7eb3\u6c34\u7535\u8d39\u6216\u62d6\u6b20\u79df\u91d1\u53ca\u623f\u8d37\u4f9b\u6b3e\u7b49\u4e25\u91cd\u8d26\u5355\u56f0\u5883\u6307\u6807\uff0c\u5728\u7edf\u8ba1\u4e0a\u4e0e\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u76f8\u5f53\u3002<\/p>\n<h2>\u98ce\u9669\u8106\u5f31\u70b9\uff1a\u5927\u57ce\u5e02\u3001\u533a\u57df\u5e02\u573a\u4e0e\u5927\u5b66\u6bd5\u4e1a\u751f<\/h2>\n<p>\u771f\u6b63\u7684\u8d22\u52a1\u98ce\u9669\u4e3b\u8981\u7d2f\u79ef\u5728\u76f8\u5bf9\u4e8e\u6536\u5165\u7684\u623f\u8d37\u6760\u6746\u4e0a\u3002\u572835\u81f364\u5c81\u7684\u8d44\u6df1\u79fb\u6c11\u5bb6\u5ead\u4e2d\uff0c\u6574\u4f53DTI\u4ece<strong>2016\u5e74\u76842.42<\/strong>\u7a33\u6b65\u6500\u5347\u81f3<strong>2019\u5e74\u76842.50<\/strong>\u548c<strong>2023\u5e74\u76842.71<\/strong>\uff0c\u6bd4\u672c\u571f\u51fa\u751f\u540c\u9f84\u5bb6\u5ead\u8bb0\u5f55\u7684<strong>1.73<\/strong>\u5927\u7ea6\u9ad8\u51fa\u6574\u65741\u4e2a\u70b9\u3002<\/p>\n<p>2023\u5e74\u7684\u6570\u636e\u7a81\u663e\u51fa\u4e24\u4e2a\u5730\u7406\u4e0e\u53d7\u6559\u80b2\u7a0b\u5ea6\u7279\u5f81\uff1a<\/p>\n<ul>\n<li><strong>\u8499\u7279\u5229\u5c14\u3001\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\uff08MTV\uff09\u4e0e\u5c0f\u578b\u4e2d\u5fc3\u57ce\u5e02\uff1a<\/strong>\u5c45\u4f4f\u5728\u52a0\u62ff\u5927\u4e09\u5927\u4e3b\u8981\u90fd\u5e02\u533a\u768435\u81f364\u5c81\u8d44\u6df1\u79fb\u6c11\u5e73\u5747DTI\u9ad8\u8fbe<strong>3.13<\/strong>\uff0c\u800c\u5c45\u4f4f\u5728MTV\u5730\u533a\u7684\u672c\u571f\u51fa\u751f\u5c45\u6c11\u4e3a<strong>2.01<\/strong>\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u5b9a\u5c45\u5728\u8499\u7279\u5229\u5c14\u3001\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u4ee5\u5916\u768425\u81f344\u5c81\u65b0\u79fb\u6c11\uff0c\u5176DTI\u4ece<strong>2016\u5e74\u76841.86<\/strong>\u8dc3\u5347\u81f3<strong>2023\u5e74\u76842.44<\/strong>\uff0c\u8fd9\u662f\u56e0\u4e3a\u65b0\u79fb\u6c11\u4e3a\u4e86\u5bfb\u627e\u66f4\u53ef\u8d1f\u62c5\u7684\u623f\u4ef7\u800c\u524d\u5f80\u5b89\u5927\u7565\u7701\u4e2d\u578b\u57ce\u5e02\u3001\u8349\u539f\u4e09\u7701\u53ca\u5927\u897f\u6d0b\u7701\u4efd\u57ce\u5e02\u3002<\/li>\n<li><strong>\u62e5\u6709\u5927\u5b66\u5b66\u5386\u7684\u79fb\u6c11\u6536\u5165\u8005\uff1a<\/strong>\u7531\u62e5\u6709\u5b66\u58eb\u6216\u66f4\u9ad8\u5b66\u4f4d\u8005\u4e3b\u5bfc\u7684\u8d44\u6df1\u79fb\u6c11\u5bb6\u5ead\u57282023\u5e74\u7684\u5e73\u5747DTI\u4e3a<strong>3.05<\/strong>\uff0c\u800c\u5177\u6709\u5927\u5b66\u5b66\u5386\u7684\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u4e3a<strong>1.87<\/strong>\u3002\u66f4\u5f3a\u52b2\u7684\u957f\u671f\u6536\u5165\u9884\u671f\u5e2e\u52a9\u8fd9\u4e9b\u5bb6\u5ead\u83b7\u6279\u66f4\u9ad8\u989d\u5ea6\u7684\u57ce\u5e02\u623f\u8d37\uff0c\u4f46\u4e5f\u653e\u5927\u4e86\u5bf9\u623f\u8d37\u5229\u7387\u7eed\u7b7e\u53d8\u52a8\u7684\u654f\u611f\u5ea6\u3002<\/li>\n<\/ul>\n<h2>2026\u5e74\u79cb\u5b63\u52a0\u62ff\u5927\u7ecf\u6d4e\u73af\u5883\u4e0b\u7684\u73b0\u91d1\u7f13\u51b2\u98ce\u9669<\/h2>\n<p>\u5373\u4f7f\u65b0\u79fb\u6c11\u7684\u8d44\u4ea7\u8d1f\u503a\u7387\u4e3a<strong>0.30<\/strong>\uff0c\u8d44\u6df1\u79fb\u6c11\u4e3a<strong>0.19<\/strong>\uff0c\u4ecd\u5c5e\u9002\u4e2d\u6c34\u5e73\uff0c\u4f46\u96c6\u4e2d\u5728\u7f3a\u4e4f\u6d41\u52a8\u6027\u7684\u623f\u4ea7\u4e2d\u7684\u51c0\u8d44\u4ea7\uff0c\u5728\u4e0d\u589e\u52a0\u501f\u8d37\u7684\u60c5\u51b5\u4e0b\u65e0\u6cd5\u7528\u4e8e\u8d2d\u4e70\u751f\u6d3b\u7528\u54c1\u6216\u5e94\u4ed8\u6682\u65f6\u5931\u4e1a\u3002\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u53d1\u73b0\uff0c2023\u5e74\u6709<strong>16.1%<\/strong>\u7684\u65b0\u79fb\u6c11\u5bb6\u5ead\uff08\u5728\u8499\u7279\u5229\u5c14\u3001\u591a\u4f26\u591a\u548c\u6e29\u54e5\u534e\u4ee5\u5916\u8fd9\u4e00\u6bd4\u4f8b\u5347\u81f3<strong>20.4%<\/strong>\uff09\u548c<strong>16.2%<\/strong>\u7684\u8d44\u6df1\u79fb\u6c11\u5bb6\u5ead\u6301\u6709<strong>\u96f6\u975e\u4f4f\u623f\u3001\u975e\u517b\u8001\u91d1\u3001\u975e\u5546\u4e1a\u91d1\u878d\u8d22\u5bcc<\/strong>\uff0c\u800c\u672c\u571f\u51fa\u751f\u5bb6\u5ead\u7684\u76f8\u5e94\u6bd4\u4f8b\u4e3a<strong>12.7%<\/strong>\u548c<strong>11.0%<\/strong>\u3002\u5728\u4e3b\u8981\u6536\u5165\u8005\u53d7\u8fc7\u5927\u5b66\u6559\u80b2\u768435\u81f364\u5c81\u5bb6\u5ead\u4e2d\uff0c\u8d44\u6df1\u79fb\u6c11\u6301\u6709\u96f6\u6d41\u52a8\u91d1\u878d\u8d44\u4ea7\u7684\u6bd4\u4f8b\u4e3a<strong>16.3%<\/strong>\uff0c\u51e0\u4e4e\u662f\u62e5\u6709\u5927\u5b66\u5b66\u5386\u672c\u571f\u51fa\u751f\u5bb6\u5ead\uff08<strong>8.4%<\/strong>\uff09\u7684\u4e24\u500d\u3002<\/p>\n<p>\u7ed3\u5408\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u5728\u540c\u671f10\u670828\u65e5\u53d1\u5e03\u7684\u914d\u5957<a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/36-28-0001\/2026010\/article\/00004-eng.htm\" target=\"_blank\" rel=\"noopener\">2026\u5e74\u79cb\u5b63\u7ecf\u6d4e\u56de\u987e<\/a>\uff0c\u8fd9\u79cd\u5fae\u8584\u7684\u73b0\u91d1\u7f13\u51b2\u5e26\u6765\u4e86\u66f4\u5927\u7684\u4e0d\u786e\u5b9a\u6027\u3002\u5c3d\u7ba12026\u5e74\u7b2c\u4e8c\u5b63\u5ea6\u52a0\u62ff\u5927\u6574\u4f53\u5bb6\u5ead\u503a\u52a1\u5360\u53ef\u652f\u914d\u6536\u5165\u7684\u6bd4\u4f8b\u964d\u81f3<strong>176.4%<\/strong>\uff0c\u4f46<strong>2026\u5e748\u6708\u548c9\u6708\u5168\u56fd\u5c31\u4e1a\u5c97\u4f4d\u5408\u8ba1\u51cf\u5c11\u4e86110,000\u4e2a<\/strong>\uff0c\u5c06\u5931\u4e1a\u7387\u63a8\u9ad8\u81f3<strong>6.5%<\/strong>\u3002\u4e0e\u6b64\u540c\u65f6\uff0c\u4e0d\u540c\u5c45\u4f4f\u5f62\u5f0f\u7684\u5c45\u4f4f\u901a\u80c0\u5206\u5316\u4e25\u91cd\uff1a2026\u5e748\u6708\u79df\u623f\u4ef7\u683c<strong>\u540c\u6bd4\u4e0a\u6da83.8%<\/strong>\uff0c\u800c\u81ea\u6709\u4f4f\u623f\u6210\u672c\u540c\u6bd4\u4ec5\u4e0a\u6da8<strong>0.6%<\/strong>\u3002<\/p>\n<h2>\u65b0\u79fb\u6c11\u89c4\u5212\u5b9a\u5c45\u4e0e\u8d2d\u623f\u7684\u5b9e\u7528\u5efa\u8bae<\/h2>\n<p>\u5bf9\u4e8e\u6b63\u5728\u8bc4\u4f30\u52a0\u62ff\u5927\u751f\u6d3b\u6210\u672c\u7684\u6c38\u4e45\u5c45\u6c11\u3001\u5de5\u7b7e\u6301\u6709\u8005\u4ee5\u53ca\u6f5c\u5728\u7533\u8bf7\u4eba\uff0c10\u670828\u65e5\u7684\u8fd9\u4e9b\u8c03\u67e5\u7ed3\u679c\u63d0\u51fa\u4e86\u4e09\u9879\u5207\u5b9e\u7684\u8d22\u52a1\u6307\u5f15\uff1a<\/p>\n<ul>\n<li><strong>\u5c06\u5b9a\u5c45\u8d44\u91d1\u8bc1\u660e\u4e0e\u8d2d\u623f\u9996\u4ed8\u6b3e\u4e25\u683c\u5206\u5f00\uff1a<\/strong>\u5982\u679c\u5c06\u6240\u6709\u7684\u6d41\u52a8\u50a8\u84c4\u90fd\u6295\u5165\u9996\u4ed8\uff0c\u4e00\u65e6\u5de5\u4f5c\u8fc7\u6e21\u671f\u957f\u4e8e\u9884\u671f\uff0c\u65b0\u79fb\u6c11\u5bb6\u5ead\u5c31\u4f1a\u9762\u4e34\u8d22\u52a1\u98ce\u9669\u3002\u5728\u623f\u4ea7\u51c0\u503c\u4e4b\u5916\u4fdd\u7559\u4e09\u5230\u516d\u4e2a\u6708\u968f\u65f6\u53ef\u53d6\u7528\u7684\u73b0\u91d1\u50a8\u5907\uff0c\u53ef\u4ee5\u51cf\u5c11\u5728\u5de5\u4f5c\u53d8\u52a8\u6216\u623f\u8d37\u7eed\u7b7e\u671f\u95f4\u5bf9\u4fe1\u7528\u8d37\u6b3e\uff08Line of Credit\uff09\u7684\u4f9d\u8d56\u3002<\/li>\n<li><strong>\u5728\u642c\u8fc1\u524d\u5bf9\u6bd4\u5404\u5730\u533a\u7684\u4f4f\u623f\u6760\u6746\u6c34\u5e73\uff1a<\/strong>\u76f8\u6bd4\u591a\u4f26\u591a\u6216\u6e29\u54e5\u534e\uff0c\u9009\u62e9\u751f\u6d3b\u6210\u672c\u8f83\u4f4e\u5730\u533a\u7684\u7701\u63d0\u540d\u901a\u9053\u53ef\u4ee5\u51cf\u8f7b\u623f\u8d37\u4e0e\u6536\u5165\u6bd4\u4f8b\u5e26\u6765\u7684\u538b\u529b\u3002\u4e0d\u8fc7\uff0c\u52a0\u62ff\u5927\u7edf\u8ba1\u5c40\u5173\u4e8eMTV\u4ee5\u5916\u5730\u533a\u7684\u6570\u636e\uff08\u5176\u4e2d20.4%\u7684\u65b0\u79fb\u6c11\u5bb6\u5ead\u6d41\u52a8\u91d1\u878d\u8d22\u5bcc\u4e3a0\u5143\uff09\u8bc1\u5b9e\uff0c\u5728\u4e2d\u5c0f\u57ce\u5e02\u8d2d\u623f\u7684\u4eba\u5728\u652f\u4ed8\u4ea4\u63a5\u8d39\u7528\uff08Closing 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