{"id":559020,"date":"2026-10-29T16:00:00","date_gmt":"2026-10-29T23:00:00","guid":{"rendered":"https:\/\/redim.ca\/immigrant-families-debt-gap-mortgage-canada\/"},"modified":"2026-10-30T07:15:50","modified_gmt":"2026-10-30T14:15:50","slug":"immigrant-families-debt-gap-mortgage-canada","status":"publish","type":"post","link":"https:\/\/redim.ca\/ko\/immigrant-families-debt-gap-mortgage-canada\/","title":{"rendered":"\ubd80\ub3d9\uc0b0 \uc790\uc0b0\uc740 \ub9ce\uc9c0\ub9cc \ud604\uae08\uc740 \ubd80\uc871\ud55c \uad6c\uc870: \uce90\ub098\ub2e4 \uc774\ubbfc\uc790 \uac00\uc815\uc774 \ud604\uc9c0 \ucd9c\uc0dd\uc790\ubcf4\ub2e4 114,200\ub2ec\ub7ec \ub354 \ub9ce\uc740 \ubd80\ucc44\ub97c \uc548\uace0 \uc788\ub294 \uc774\uc720"},"content":{"rendered":"<p>\uce90\ub098\ub2e4 \ub0b4 \uc815\ucc29 \uc774\ubbfc\uc790 \uac00\uc815\uc740 2023\ub144 \uae30\uc900 \ud3c9\uade0 <strong>287,300\ub2ec\ub7ec<\/strong>(2023\ub144 \ubd88\ubcc0 \uac00\uaca9 \uae30\uc900)\uc758 \ucd1d\ubd80\ucc44\ub97c \ubcf4\uc720\ud558\uc5ec, \uc720\uc0ac\ud55c \uc870\uac74\uc758 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815\uc774 \ubcf4\uc720\ud55c <strong>173,100\ub2ec\ub7ec<\/strong>\ubcf4\ub2e4 <strong>114,200\ub2ec\ub7ec<\/strong> \ub354 \ub9ce\uc740 \ubd80\ucc44\ub97c \uc548\uace0 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub294 <a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/36-28-0001\/2026010\/article\/00001-eng.htm\" target=\"_blank\" rel=\"noopener\">2026\ub144 10\uc6d4 28\uc77c \uce90\ub098\ub2e4 \ud1b5\uacc4\uccad(Statistics Canada)\uc774 \ubc1c\ud45c<\/a>\ud55c <em>Economic and Social Reports<\/em>(\uc81c6\uad8c 10\ud638) \uc5f0\uad6c \ubcf4\uace0\uc11c\uc5d0 \ub530\ub978 \uacb0\uacfc\uc785\ub2c8\ub2e4. \uc8fc\uc694 \uc18c\ub4dd\uc790\uc758 \uc5f0\ub839\uc774 25\uc138~44\uc138\uc778 \uccad\uc7a5\ub144\uce35 \uac00\uc815 \uc911 \ucd5c\uadfc 10\ub144 \uc774\ub0b4\uc5d0 \uc601\uc8fc\uad8c\uc744 \ucde8\ub4dd\ud55c \uc2e0\uaddc \uc774\ubbfc\uc790\uc758 \ud3c9\uade0 \ubd80\ucc44\ub294 <strong>215,700\ub2ec\ub7ec<\/strong>\ub85c, 2019\ub144\uc758 <strong>177,800\ub2ec\ub7ec<\/strong>\uc5d0\uc11c \uc99d\uac00\ud588\uc73c\uba70 \uce90\ub098\ub2e4 \ud0dc\uc0dd \ub3d9\ub144\ubc30 \uac00\uc815\uc758 \ud3c9\uade0\uc778 <strong>189,300\ub2ec\ub7ec<\/strong>\ubcf4\ub2e4 \ub192\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ud45c\uba74\uc801\uc778 \ubd80\ucc44 \uc218\uce58 \ub4a4\uc5d0\ub294 \ub69c\ub837\ud55c \uc7ac\ubb34\uc801 \ucc28\uc774\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \uc774\ubbfc\uc790 \uac00\uacc4\ub294 \uc2e0\uc6a9\uce74\ub4dc, \ub2e8\uae30 \uace0\uae08\ub9ac \ub300\ucd9c(payday loan), \ubbf8\ub0a9 \uccad\uad6c\uc11c \ub4f1\uc73c\ub85c \uc778\ud55c \uc18c\ube44\uc790 \ubd80\ucc44\ub97c \uacfc\ub3c4\ud558\uac8c \ucd95\uc801\ud558\uace0 \uc788\ub294 \uac83\uc774 \uc544\ub2d9\ub2c8\ub2e4. \uc624\ud788\ub824 \ucd5c\uadfc \uc774\ubbfc\uc790 \ubd80\ucc44\uc758 \ucd5c\ub300 <strong>89.0%<\/strong>\ub294 \uc8fc\ud0dd \ub2f4\ubcf4 \ub300\ucd9c(\ubaa8\uae30\uc9c0)\uc774 \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub85c \uc778\ud574 \ub9ce\uc740 \uc2e0\uaddc \uc774\ubbfc\uc790 \uc8fc\ud0dd \uc18c\uc720\uc790\ub294 \ubd80\ub3d9\uc0b0 \uc21c\uc790\uc0b0\uc740 \ub9ce\uc9c0\ub9cc \uc8fc\ud0dd \uc678\uc5d0 \uc720\ub3d9\ud654\ud560 \uc218 \uc788\ub294 \uae08\uc735 \uc800\ucd95\uc740 \uac70\uc758 \uc5c6\uac70\ub098 \uc804\ud600 \uc5c6\ub294 \uc0c1\ud0dc\uc5d0 \ub193\uc5ec \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ubd80\ucc44 \uaca9\ucc28\uc758 \uac70\uc758 \uc804\ubd80\ub294 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc5d0\uc11c \ube44\ub86f<\/h2>\n<p>\uce90\ub098\ub2e4 \ud1b5\uacc4\uccad\uc740 \uae08\uc735\ubcf4\uc548\uc870\uc0ac(Survey of Financial Security, SFS)\uc758 2016\ub144, 2019\ub144, 2023\ub144 \uc8fc\uae30\ub97c \ubc14\ud0d5\uc73c\ub85c \uc2e0\uaddc \uc774\ubbfc\uc790(\uc601\uc8fc\uad8c \ucde8\ub4dd \ud6c4 10\ub144 \ubbf8\ub9cc, \uc8fc \uc18c\ub4dd\uc790 \uc5f0\ub839 25~44\uc138), \uc815\ucc29 \uc774\ubbfc\uc790(\uce90\ub098\ub2e4 \uac70\uc8fc 10\ub144 \uc774\uc0c1, 35~64\uc138), \uc2dc\ub2c8\uc5b4 \uc774\ubbfc\uc790(65\uc138 \uc774\uc0c1)\ub97c \ub3d9\uc77c \uc5f0\ub839\ub300\uc758 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815\uacfc \ube44\uad50 \ubd84\uc11d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ubaa8\ub4e0 \uadf8\ub8f9\uc5d0\uc11c \uc8fc \uac70\uc8fc\uc9c0 \ubc0f \uae30\ud0c0 \ubd80\ub3d9\uc0b0 \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc774 \uc804\uccb4 \ub300\ucd9c\uc758 \uc555\ub3c4\uc801\uc778 \ube44\uc911\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc2e0\uaddc \uc774\ubbfc\uc790 \uac00\uc815 (25\uc138~44\uc138):<\/strong> 2023\ub144 \ucd1d\ubd80\ucc44 \uc911 \ubaa8\uae30\uc9c0\uac00 \ucc28\uc9c0\ud558\ub294 \ube44\uc911\uc740 <strong>89.0%<\/strong>\uc5d0 \ub2ec\ud588\uc73c\uba70, \uc774\ub294 2016\ub144~2023\ub144 \ubd80\ub3d9\uc0b0 \uac00\uaca9 \uc0c1\uc2b9 \uc8fc\uae30 \ud6c4\ubc18\ubd80\uc5d0 \uace0\uac00\uc758 \ub3c4\uc2dc \uc8fc\ud0dd \uc2dc\uc7a5\uc5d0 \uc9c4\uc785\ud588\uc74c\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc815\ucc29 \uc774\ubbfc\uc790 \uac00\uc815 (35\uc138~64\uc138):<\/strong> \ubaa8\uae30\uc9c0 \uc794\uc561\uc740 \ud3c9\uade0 <strong>247,600\ub2ec\ub7ec<\/strong>\ub85c \ucd1d\ubd80\ucc44\uc758 <strong>86.2%<\/strong>\ub97c \ucc28\uc9c0\ud55c \ubc18\uba74, \ub3d9\ub144\ubc30 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815\uc740 <strong>142,000\ub2ec\ub7ec<\/strong>(<strong>82.1%<\/strong>)\uc5d0 \uadf8\ucce4\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc2dc\ub2c8\uc5b4 \uc774\ubbfc\uc790 \uac00\uc815 (65\uc138 \uc774\uc0c1):<\/strong> \ucd1d\ubd80\ucc44\ub294 \ud3c9\uade0 <strong>51,300\ub2ec\ub7ec<\/strong>\ub85c \uce90\ub098\ub2e4 \ud0dc\uc0dd \uc2dc\ub2c8\uc5b4(<strong>36,800\ub2ec\ub7ec<\/strong>)\ubcf4\ub2e4 \ub192\uc558\uc73c\uba70, \ubaa8\uae30\uc9c0\ub294 \uc774\ubbfc\uc790 \uc2dc\ub2c8\uc5b4 \ubd80\ucc44\uc758 <strong>73.1%<\/strong>\ub97c \ucc28\uc9c0\ud574 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uc2dc\ub2c8\uc5b4\uc758 <strong>67.3%<\/strong>\ub97c \uc6c3\ub3cc\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\uac00\uacc4 \ub300\ucc28\ub300\uc870\ud45c\uc5d0\uc11c \ubaa8\uae30\uc9c0\uc640 \ubd80\ub3d9\uc0b0 \uc790\uc0b0 \uac00\uce58\ub97c \uc81c\uc678\ud588\uc744 \ub54c, \uc774\ubbfc\uc790\uc640 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815 \uc0ac\uc774\uc758 \ubd80\ucc44 \uaca9\ucc28\ub294 \uc0ac\ub77c\uc84c\uc2b5\ub2c8\ub2e4. \ube44\ubd80\ub3d9\uc0b0 \ubd80\ucc44\uc18c\ub4dd\ube44\uc728(DTI)\uc740 25\uc138~44\uc138 \uc2e0\uaddc \uc774\ubbfc\uc790\uc758 \uacbd\uc6b0 <strong>0.26<\/strong>(\uce90\ub098\ub2e4 \ud0dc\uc0dd <strong>0.32<\/strong>), 35\uc138~64\uc138 \uc815\ucc29 \uc774\ubbfc\uc790\uc758 \uacbd\uc6b0 <strong>0.38<\/strong>(\uce90\ub098\ub2e4 \ud0dc\uc0dd <strong>0.31<\/strong>)\ub85c \ud1b5\uacc4\uc801\uc73c\ub85c \uc720\uc758\ubbf8\ud55c \ucc28\uc774\uac00 \uc5c6\uc5c8\uc2b5\ub2c8\ub2e4. \ube44\ubd80\ub3d9\uc0b0 \ubd80\ucc44\uc790\uc0b0\ube44\uc728(DTA) \uc5ed\uc2dc \ub450 \uadf8\ub8f9 \ubaa8\ub450 <strong>0.07~0.08<\/strong> \uc218\uc900\uc744 \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<table class=\"red-post-table\">\n<tbody>\n<tr>\n<td style=\"text-align: left\"><strong>2023\ub144 \ub300\ucc28\ub300\uc870\ud45c \uc9c0\ud45c<\/strong><\/td>\n<td><strong>\uc2e0\uaddc \uc774\ubbfc\uc790 (25~44\uc138)<\/strong><\/td>\n<td><strong>\uce90\ub098\ub2e4 \ud0dc\uc0dd (25~44\uc138)<\/strong><\/td>\n<td><strong>\uc815\ucc29 \uc774\ubbfc\uc790 (35~64\uc138)<\/strong><\/td>\n<td><strong>\uce90\ub098\ub2e4 \ud0dc\uc0dd (35~64\uc138)<\/strong><\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\uac00\uad6c\ub2f9 \ud3c9\uade0 \ucd1d\ubd80\ucc44<\/strong><\/td>\n<td>$215,700<\/td>\n<td>$189,300<\/td>\n<td>$287,300<\/td>\n<td>$173,100<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\ucd1d\ubd80\ucc44 \uc911 \ubaa8\uae30\uc9c0 \ube44\uc911<\/strong><\/td>\n<td>89.0%<\/td>\n<td>85.4%<\/td>\n<td>86.2% ($247,600)<\/td>\n<td>82.1% ($142,000)<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\ucd1d \ubd80\ucc44\uc18c\ub4dd\ube44\uc728 (DTI)<\/strong><\/td>\n<td>2.31<\/td>\n<td>2.00<\/td>\n<td>2.71<\/td>\n<td>1.73<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\ube44\ubd80\ub3d9\uc0b0 DTI (\ubaa8\uae30\uc9c0 \uc81c\uc678)<\/strong><\/td>\n<td>0.26<\/td>\n<td>0.32<\/td>\n<td>0.38<\/td>\n<td>0.31<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\ucd1d \ubd80\ucc44\uc790\uc0b0\ube44\uc728 (DTA)<\/strong><\/td>\n<td>0.30<\/td>\n<td>0.26<\/td>\n<td>0.19<\/td>\n<td>0.13<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\ub9e4\uc6d4 \uc2e0\uc6a9\uce74\ub4dc \uc794\uc561 \uc804\uc561 \uacb0\uc81c\uc728<\/strong><\/td>\n<td>58.6%<\/td>\n<td>55.0%<\/td>\n<td>62.2%<\/td>\n<td>59.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\uc9c0\ub09c 3\ub144 \ub0b4 \ub2e8\uae30 \uace0\uae08\ub9ac \ub300\ucd9c(Payday Loan) \uc774\uc6a9\ub960<\/strong><\/td>\n<td>2.4%<\/td>\n<td>3.9%<\/td>\n<td>1.7%<\/td>\n<td>2.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"text-align: left\"><strong>\ube44\ubd80\ub3d9\uc0b0 \uae08\uc735 \uc790\uc0b0 0\uc6d0 (\ube44\uc0c1 \uc790\uae08 0\ub2ec\ub7ec)<\/strong><\/td>\n<td>16.1%<\/td>\n<td>12.7%<\/td>\n<td>16.2%<\/td>\n<td>11.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>\ub192\uc740 \uc8fc\ud0dd \ub808\ubc84\ub9ac\uc9c0 \uc18d\uc5d0\uc11c\ub3c4 \ub3cb\ubcf4\uc774\ub294 \uc2e0\uc6a9\uce74\ub4dc \uad00\ub9ac \uaddc\uc728<\/h2>\n<p>\uae08\uc735\ubcf4\uc548\uc870\uc0ac\ub294 \uc77c\uc0c1\uc801\uc778 \uc2e0\uc6a9 \uad00\ub9ac \ud604\ud669\ub3c4 \ucd94\uc801 \uc870\uc0ac\ud558\uc5ec, \ucd1d\ubd80\ucc44 \uaddc\ubaa8\uac00 \ud06c\ub2e4\uace0 \ud574\uc11c \uc0c1\ud658 \ub2a5\ub825\uc774 \ub5a8\uc5b4\uc9c4\ub2e4\ub294 \uc120\uc785\uacac\uc744 \ub4a4\uc9d1\uc5c8\uc2b5\ub2c8\ub2e4. \ubaa8\ub4e0 \uc5f0\ub839\ub300\uc5d0\uc11c \uc774\ubbfc\uc790 \uac00\uc815\uc740 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815\ubcf4\ub2e4 \ub9e4\uc6d4 \uc2e0\uc6a9\uce74\ub4dc \ub300\uae08\uc744 \uc804\uc561 \uacb0\uc81c\ud558\ub294 \ube44\uc728\uc774 \ub192\uc558\uc2b5\ub2c8\ub2e4. 25\uc138~44\uc138\uc5d0\uc11c\ub294 <strong>58.6%<\/strong> \ub300 <strong>55.0%<\/strong>, 35\uc138~64\uc138\uc5d0\uc11c\ub294 <strong>62.2%<\/strong> \ub300 <strong>59.4%<\/strong>, 65\uc138 \uc774\uc0c1 \uc2dc\ub2c8\uc5b4 \uce35\uc5d0\uc11c\ub294 <strong>81.0%<\/strong> \ub300 <strong>79.4%<\/strong>\ub97c \uae30\ub85d\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>25\uc138~44\uc138 \uc2e0\uaddc \uc774\ubbfc\uc790 \uac00\uc815\uc740 2019\ub144\uacfc 2023\ub144 \ubaa8\ub450 <strong>\uc2e0\uc6a9\uce74\ub4dc \ubc1c\uae09 \uac70\uc808\ub960 0.0%<\/strong>\ub97c \uae30\ub85d\ud588\uc73c\uba70(\uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815 <strong>1.7%<\/strong>), \uace0\ube44\uc6a9 \ub2e8\uae30 \ub300\ucd9c \uc774\uc6a9\ub960\ub3c4 \ub354 \ub0ae\uc558\uc2b5\ub2c8\ub2e4(<strong>2.4%<\/strong> \ub300 <strong>3.9%<\/strong>). \uacf5\uacfc\uae08 \uc5f0\uccb4\ub098 \uc784\ub300\ub8cc \ubc0f \ubaa8\uae30\uc9c0 \uc0c1\ud658 \uc5f0\uccb4\uc640 \uac19\uc740 \uc2ec\uac01\ud55c \uc7ac\uc815 \uc704\uae30 \uc9c0\ud45c \ub610\ud55c \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uad6c\uc640 \ud1b5\uacc4\uc801\uc73c\ub85c \uc720\uc0ac\ud55c \uc218\uc900\uc744 \uc720\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ucde8\uc57d\uc131\uc774 \uc9d1\uc911\ub418\ub294 \uc601\uc5ed: \ub300\ub3c4\uc2dc, \uc9c0\ubc29 \uc2dc\uc7a5 \ubc0f \ub300\uc878 \uc774\uc0c1 \uace0\ud559\ub825\uc790<\/h2>\n<p>\uc7ac\uc815\uc801 \uc704\ud5d8\uc774 \ub204\uc801\ub418\ub294 \uc9c0\uc810\uc740 \ubc14\ub85c \uc18c\ub4dd \ub300\ube44 \ubaa8\uae30\uc9c0 \ub808\ubc84\ub9ac\uc9c0\uc785\ub2c8\ub2e4. 35\uc138~64\uc138 \uc815\ucc29 \uc774\ubbfc\uc790 \uac00\uc815\uc758 \ucd1d DTI\ub294 <strong>2016\ub144 2.42<\/strong>\uc5d0\uc11c <strong>2019\ub144 2.50<\/strong>, <strong>2023\ub144 2.71<\/strong>\ub85c \uafb8\uc900\ud788 \uc0c1\uc2b9\ud558\uc5ec \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815\uc758 <strong>1.73<\/strong>\ubcf4\ub2e4 \uc57d 1\ud3ec\uc778\ud2b8 \uac00\uae4c\uc774 \ub192\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2023\ub144 \uc218\uce58\uc5d0\uc11c\ub294 \uc9c0\ub9ac\uc801 \ubc0f \uad50\uc721 \uc218\uc900\uacfc \uad00\ub828\ub41c \ub450 \uac00\uc9c0 \ub450\ub4dc\ub7ec\uc9c4 \ud328\ud134\uc774 \ud655\uc778\ub429\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ubaac\ud2b8\ub9ac\uc62c, \ud1a0\ub860\ud1a0, \ubc34\ucfe0\ubc84(MTV) \ub300 \uc911\uc18c \ub3c4\uc2dc:<\/strong> \uce90\ub098\ub2e4 3\ub300 \ub300\ub3c4\uc2dc \uc9c0\uc5ed\uc5d0 \uac70\uc8fc\ud558\ub294 35\uc138~64\uc138 \uc815\ucc29 \uc774\ubbfc\uc790\uc758 \ud3c9\uade0 DTI\ub294 <strong>3.13<\/strong>\uc73c\ub85c, \ud574\ub2f9 \ub300\ub3c4\uc2dc \uac70\uc8fc \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uad6c\uc758 <strong>2.01<\/strong>\uc5d0 \ube44\ud574 \ub192\uc558\uc2b5\ub2c8\ub2e4. \ub3d9\uc2dc\uc5d0 \ubaac\ud2b8\ub9ac\uc62c, \ud1a0\ub860\ud1a0, \ubc34\ucfe0\ubc84 \uc678\uacfd \uc9c0\uc5ed\uc5d0 \uc815\ucc29\ud55c 25\uc138~44\uc138 \uc2e0\uaddc \uc774\ubbfc\uc790\uc758 DTI\ub294 \ubcf4\ub2e4 \uc800\ub834\ud55c \uc8fc\ud0dd\uc744 \ucc3e\uc544 \uc628\ud0c0\ub9ac\uc624 \uc911\uc18c\ub3c4\uc2dc, \ud504\ub808\ub9ac(Prairie) \uc9c0\uc5ed, \ub300\uc11c\uc591 \uc5f0\uc548 \ub3c4\uc2dc\ub85c \uc720\uc785\ub418\uba74\uc11c <strong>2016\ub144 1.86<\/strong>\uc5d0\uc11c <strong>2023\ub144 2.44<\/strong>\ub85c \uae09\uc99d\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub300\uc878 \uc774\uc0c1 \uace0\ud559\ub825 \uc774\ubbfc\uc790 \uc18c\ub4dd\uc790:<\/strong> \ud559\uc0ac \ud559\uc704 \uc774\uc0c1 \uc18c\uc9c0\uc790\uac00 \uac00\uad6c\uc8fc\uc778 35\uc138~64\uc138 \uc815\ucc29 \uc774\ubbfc\uc790 \uac00\uc815\uc758 2023\ub144 \ud3c9\uade0 DTI\ub294 <strong>3.05<\/strong>\ub85c, \ub300\uc878 \uc774\uc0c1 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uc815\uc758 <strong>1.87<\/strong>\uc744 \ud06c\uac8c \uc6c3\ub3cc\uc558\uc2b5\ub2c8\ub2e4. \ub192\uc740 \uc7a5\uae30 \uc18c\ub4dd \uae30\ub300\uce58 \ub355\ubd84\uc5d0 \ub300\ub3c4\uc2dc\uc5d0\uc11c \ub354 \ud070 \uaddc\ubaa8\uc758 \ubaa8\uae30\uc9c0 \uc2b9\uc778\uc744 \ubc1b\uc744 \uc218 \uc788\uc5c8\uc73c\ub098, \uc774\ub294 \uae08\ub9ac \uac31\uc2e0 \uc2dc \ucda9\uaca9\uc5d0 \ub354 \ucde8\uc57d\ud574\uc9c0\ub294 \uacb0\uacfc\ub97c \ub0b3\uc558\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>2026\ub144 \uac00\uc744 \uce90\ub098\ub2e4 \uacbd\uc81c\uc5d0\uc11c \ud604\uae08 \ube44\uc0c1\uae08 \ubd80\uc871 \uc704\ud5d8<\/h2>\n<p>\uc2e0\uaddc \uc774\ubbfc\uc790\uc758 \ubd80\ucc44\uc790\uc0b0\ube44\uc728\uc774 <strong>0.30<\/strong>, \uc815\ucc29 \uc774\ubbfc\uc790\uac00 <strong>0.19<\/strong>\ub85c \ube44\uad50\uc801 \uc591\ud638\ud55c \ud3b8\uc774\uc9c0\ub9cc, \uc720\ub3d9\ud654\ud558\uae30 \uc5b4\ub824\uc6b4 \uc8fc\ud0dd\uc5d0 \uc9d1\uc911\ub41c \uc21c\uc790\uc0b0\uc740 \ucd94\uac00 \ub300\ucd9c \uc5c6\uc774\ub294 \uc2dd\ub8cc\ud488\uc744 \uc0ac\uac70\ub098 \uc77c\uc2dc\uc801\uc778 \ud574\uace0 \uae30\uac04\uc744 \ubc84\ud2f0\ub294 \ub370 \ud65c\uc6a9\ub420 \uc218 \uc5c6\uc2b5\ub2c8\ub2e4. \uce90\ub098\ub2e4 \ud1b5\uacc4\uccad\uc5d0 \ub530\ub974\uba74 2023\ub144 \uae30\uc900 \uc2e0\uaddc \uc774\ubbfc\uc790 \uac00\uad6c\uc758 <strong>16.1%<\/strong>(\ubaac\ud2b8\ub9ac\uc62c, \ud1a0\ub860\ud1a0, \ubc34\ucfe0\ubc84 \uc678 \uc9c0\uc5ed\uc5d0\uc11c\ub294 <strong>20.4%<\/strong>\ub85c \uc0c1\uc2b9), \uc815\ucc29 \uc774\ubbfc\uc790 \uac00\uad6c\uc758 <strong>16.2%<\/strong>\uac00 <strong>\uc8fc\ud0dd, \uc5f0\uae08, \uc0ac\uc5c5 \uc790\uc0b0\uc744 \uc81c\uc678\ud55c \uae08\uc735 \uc790\uc0b0\uc774 \uc804\ud600 \uc5c6\ub294 \uc0c1\ud0dc<\/strong>\uc600\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uad6c\uc758 <strong>12.7%<\/strong> \ubc0f <strong>11.0%<\/strong>\uc640 \ube44\uad50\ub418\ub294 \uc218\uce58\uc785\ub2c8\ub2e4. \ud2b9\ud788 35\uc138~64\uc138 \ub300\uc878 \uc774\uc0c1 \uac00\uad6c \uc911 \uc815\ucc29 \uc774\ubbfc\uc790\uc758 <strong>16.3%<\/strong>\uac00 \uc720\ub3d9 \uae08\uc735 \uc790\uc0b0\uc744 \uc804\ud600 \ubcf4\uc720\ud558\uc9c0 \uc54a\uc544, \ub3d9\uc77c \ud559\ub825 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uad6c(<strong>8.4%<\/strong>)\uc758 \ub450 \ubc30\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ucde8\uc57d\ud55c \ud604\uae08 \uc644\ucda9\ub825\uc740 10\uc6d4 28\uc77c \ub3d9\uc77c \ud638\uc5d0 \ubc1c\ud45c\ub41c \uce90\ub098\ub2e4 \ud1b5\uacc4\uccad\uc758 <a href=\"https:\/\/www150.statcan.gc.ca\/n1\/pub\/36-28-0001\/2026010\/article\/00004-eng.htm\" target=\"_blank\" rel=\"noopener\">2026\ub144 \uac00\uc744 \uacbd\uc81c \ub3d9\ud5a5 \ubcf4\uace0\uc11c<\/a>\uc640 \ub9de\ubb3c\ub824 \ub354\uc6b1 \ud070 \uc6b0\ub824\ub97c \ub0b3\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2026\ub144 2\ubd84\uae30 \uce90\ub098\ub2e4 \uc804\uccb4 \uac00\uacc4\uc758 \uac00\ucc98\ubd84\uc18c\ub4dd \ub300\ube44 \ubd80\ucc44\ube44\uc728\uc740 <strong>176.4%<\/strong>\ub85c \ub2e4\uc18c \uc644\ud654\ub418\uc5c8\uc73c\ub098, <strong>2026\ub144 8\uc6d4\uacfc 9\uc6d4\uc5d0 \uac78\uccd0 \uc804\uad6d\uc801\uc73c\ub85c \ucd1d 11\ub9cc \uac1c\uc758 \uc77c\uc790\ub9ac\uac00 \uac10\uc18c<\/strong>\ud558\uba74\uc11c \uc2e4\uc5c5\ub960\uc774 <strong>6.5%<\/strong>\ub85c \uc0c1\uc2b9\ud588\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8, \uc8fc\uac70\ube44 \uc778\ud50c\ub808\uc774\uc158\uc740 \uc810\uc720 \ud615\ud0dc\uc5d0 \ub530\ub77c \ub69c\ub837\ud558\uac8c \uac08\ub838\ub294\ub370, 2026\ub144 8\uc6d4 \uae30\uc900 \uc784\ub300 \uc8fc\ud0dd \ube44\uc6a9\uc740 <strong>\uc804\ub144 \ub3d9\uae30 \ub300\ube44 3.8%<\/strong> \uc0c1\uc2b9\ud55c \ubc18\uba74 \uc790\uac00 \uc18c\uc720 \uc8fc\ud0dd \ube44\uc6a9\uc740 <strong>0.6%<\/strong> \uc0c1\uc2b9\uc5d0 \uadf8\ucce4\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc815\ucc29\uacfc \ub0b4 \uc9d1 \ub9c8\ub828\uc744 \uacc4\ud68d\ud558\ub294 \uc2e0\uaddc \uc774\ubbfc\uc790\ub97c \uc704\ud55c \uc2e4\uc9c8\uc801\uc778 \uc870\uc5b8<\/h2>\n<p>\uce90\ub098\ub2e4\uc758 \uc0dd\ud65c\ube44\ub97c \uace0\ub824\ud558\uace0 \uc788\ub294 \uc601\uc8fc\uad8c\uc790, \ucde8\uc5c5 \ud5c8\uac00\uc99d(Work Permit) \uc18c\uc9c0\uc790 \ubc0f \ud5a5\ud6c4 \uc9c0\uc6d0\uc790\ub4e4\uc5d0\uac8c 10\uc6d4 28\uc77c \ubc1c\ud45c\ub41c \uc870\uc0ac \uacb0\uacfc\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 3\uac00\uc9c0 \uc2e4\uc9c8\uc801\uc778 \uc7ac\ubb34 \uac00\uc774\ub4dc\ub77c\uc778\uc744 \uc81c\uc2dc\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc815\ucc29 \uc790\uae08 \uc99d\ube59\uacfc \uc8fc\ud0dd \uad6c\ub9e4 \uc790\uae08\uc744 \uba85\ud655\ud788 \ubd84\ub9ac\ud558\uc2ed\uc2dc\uc624:<\/strong> \uac00\uc6a9 \uc720\ub3d9\uc131 \uc800\ucd95\uc744 \uc8fc\ud0dd \uacc4\uc57d\uae08(\ub2e4\uc6b4\ud398\uc774\uba3c\ud2b8)\uc5d0 \uc804\ubd80 \ud22c\uc785\ud560 \uacbd\uc6b0 \uc774\uc9c1\uc774\ub098 \uc7ac\ucde8\uc5c5\uc774 \uc608\uc0c1\ubcf4\ub2e4 \uae38\uc5b4\uc9c8 \ub54c \uc704\ud5d8\uc5d0 \ub178\ucd9c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubd80\ub3d9\uc0b0 \uc9c0\ubd84 \uc678\uc5d0 3~6\uac1c\uc6d4 \ubd84\ub7c9\uc758 \uc989\uc2dc \uc0ac\uc6a9 \uac00\ub2a5\ud55c \ube44\uc0c1 \ud604\uae08\uc744 \uc720\uc9c0\ud574\uc57c \uc9c1\uc7a5 \ubcc0\uacbd\uc774\ub098 \ubaa8\uae30\uc9c0 \uac31\uc2e0 \uc2dc \ub9c8\uc774\ub108\uc2a4 \ud1b5\uc7a5(\ub77c\uc778 \uc624\ube0c \ud06c\ub808\ub527)\uc5d0 \uacfc\ub3c4\ud558\uac8c \uc758\uc874\ud558\ub294 \uc0c1\ud669\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc774\uc8fc \uc804 \uc9c0\uc5ed\ubcc4 \uc8fc\ud0dd \ub808\ubc84\ub9ac\uc9c0\ub97c \ube44\uad50\ud558\uc2ed\uc2dc\uc624:<\/strong> \uc8fc\uac70 \ube44\uc6a9\uc774 \ube44\uad50\uc801 \ub0ae\uc740 \uc9c0\uc5ed\uc758 \uc8fc\uc815\ubd80 \uc774\ubbfc \uc2a4\ud2b8\ub9bc\uc744 \uc120\ud0dd\ud558\uba74 \ud1a0\ub860\ud1a0\ub098 \ubc34\ucfe0\ubc84\uc5d0 \ube44\ud574 \uc18c\ub4dd \ub300\ube44 \ubaa8\uae30\uc9c0 \ubd80\ub2f4\uc744 \ub35c \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\ub9cc MTV(\ubaac\ud2b8\ub9ac\uc62c, \ud1a0\ub860\ud1a0, \ubc34\ucfe0\ubc84) \uc678\uacfd \uac70\uc8fc \uc2e0\uaddc \uc774\ubbfc\uc790\uc758 20.4%\uac00 \uc720\ub3d9 \uae08\uc735 \uc790\uc0b0\uc774 0\ub2ec\ub7ec\uc600\ub2e4\ub294 \ud1b5\uacc4\uccad \uc218\uce58\ucc98\ub7fc, \uc911\uc18c \ub3c4\uc2dc \uad6c\ub9e4\uc790 \uc5ed\uc2dc \ub4f1\uae30 \uc774\uc804 \ub4f1 \ub9c8\uac10 \ube44\uc6a9(\ud074\ub85c\uc9d5 \ube44\uc6a9) \ub0a9\ubd80 \ud6c4 \ubcc4\ub3c4\uc758 \ube44\uc0c1 \ud604\uae08\uc744 \ubc18\ub4dc\uc2dc \ud655\ubcf4\ud574\uc57c \ud569\ub2c8\ub2e4. \uc9c0\uc5ed\ubcc4 \uc635\uc158\uc744 \uace0\ub824 \uc911\uc778 \uc9c0\uc6d0\uc790\ub294 \uc8fc\uac70 \uc608\uc0b0\uacfc \ud568\uaed8 <a href=\"https:\/\/redim.ca\/ko\/albeota\/ikseupeureseu-enteuri\/\">\uc568\ubc84\ud0c0(Alberta)<\/a>, <a href=\"https:\/\/redim.ca\/ko\/saseukachewan\/ikseupeureseu-enteuri\/\">\uc11c\uc2a4\uce90\ucc98\uc6d0(Saskatchewan)<\/a>, <a href=\"https:\/\/redim.ca\/ko\/manitoba\/ikseupeureseu-enteuri\/\">\ub9e4\ub2c8\ud1a0\ubc14(Manitoba)<\/a> \uc8fc\uc815\ubd80 Express Entry \uc2a4\ud2b8\ub9bc\uc744 \uba74\ubc00\ud788 \uac80\ud1a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc9c4\ud589 \uc911\uc778 \uc774\ubbfc \uc2e0\uccad\uc744 \uc704\ud574 \uc720\ub3d9 \uc790\uae08\uc744 \uba85\ud655\ud788 \uc11c\ub958\ud654\ud558\uc2ed\uc2dc\uc624:<\/strong> \uc815\ucc29 \uc790\uae08 \uc694\uac74\uc774 \uc801\uc6a9\ub418\ub294 Express Entry\ub098 \uc8fc\uc815\ubd80 \uc9c0\uba85(PNP) \uc2e0\uccad\uc744 \uc900\ube44\ud558\ub294 \uc9c0\uc6d0\uc790\ub294 \ud544\uc694\ud55c \uc794\uc561\uc774 \ubd80\ub3d9\uc0b0 \uc790\uc0b0\uc5d0 \ubb36\uc5ec \uc788\uac70\ub098 \uc2e0\uc6a9 \ub300\ucd9c\uc744 \ubc1b\uc740 \uac83\uc774 \uc544\ub2c8\ub77c, \uc989\uc2dc \uc778\ucd9c \uac00\ub2a5\ud558\uace0 \ucd9c\ucc98 \uc99d\ube59\uc774 \uac00\ub2a5\ud55c \uc0c1\ud0dc\ub97c \uc720\uc9c0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\ucde8\uc5c5 \uc9c0\uc5ed, \ucde8\uc5c5 \ud5c8\uac00 \ubc0f \uc815\ucc29 \uc790\uae08 \uaddc\uc815\uc774 \uc601\uc8fc\uad8c \ucde8\ub4dd \uc77c\uc815\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc744 \uc885\ud569\uc801\uc73c\ub85c \uc9c4\ub2e8\ubc1b\uace0\uc790 \ud558\ub294 \uc2e0\uaddc \uc774\ubbfc\uc790\ub294 <a href=\"https:\/\/redim.ca\/ko\/gogohangil\/\">RED Immigration Consulting\uc758 \uc774\ubbfc \uc11c\ube44\uc2a4<\/a>\ub97c \ud1b5\ud574 \uac00\ub2a5\ud55c \uacbd\ub85c\ub97c \ud655\uc778\ud558\uac70\ub098 <a href=\"https:\/\/redim.ca\/ko\/buging\/\">\uc0c1\ub2f4 \uc608\uc57d \ud398\uc774\uc9c0<\/a>\ub97c \ud1b5\ud574 \uac1c\ubcc4 \ucf00\uc774\uc2a4 \uac80\ud1a0\ub97c \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2026\ub144 10\uc6d4 28\uc77c \ubc1c\ud45c\ub41c \uce90\ub098\ub2e4 \ud1b5\uacc4\uccad \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, \uc815\ucc29 \uc774\ubbfc\uc790 \uac00\uad6c\ub294 \ud3c9\uade0 287,300\ub2ec\ub7ec\uc758 \ubd80\ucc44\ub97c \ubcf4\uc720\ud574 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uad6c(173,100\ub2ec\ub7ec)\ubcf4\ub2e4 \ubd80\ucc44 \uaddc\ubaa8\uac00 \ud070 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac70\uc758 \uc804\uc801\uc73c\ub85c \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc5d0 \uae30\uc778\ud55c \uac83\uc774\uba70, \uc774\ubbfc\uc790 \uac00\uad6c\uc758 16%\ub294 \ube44\ubd80\ub3d9\uc0b0 \uae08\uc735 \uc790\uc0b0\uc774 \uc804\ud600 \uc5c6\ub294 \uac83\uc73c\ub85c \uc870\uc0ac\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n","protected":false},"author":4,"featured_media":558982,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"slim_seo":{"title":"\ubd80\ub3d9\uc0b0 \uc790\uc0b0\uc740 \ub9ce\uc9c0\ub9cc \ud604\uae08\uc740 \ubd80\uc871\ud55c \uad6c\uc870: \uce90\ub098\ub2e4 \uc774\ubbfc\uc790 \uac00\uc815\uc774 \ud604\uc9c0 \ucd9c\uc0dd\uc790\ubcf4\ub2e4 114,200\ub2ec\ub7ec \ub354 \ub9ce\uc740 \ubd80\ucc44\ub97c \uc548\uace0 \uc788\ub294 \uc774\uc720 - RED Immigration Consulting","description":"2026\ub144 10\uc6d4 28\uc77c \ubc1c\ud45c\ub41c \uce90\ub098\ub2e4 \ud1b5\uacc4\uccad \uc790\ub8cc\uc5d0 \ub530\ub974\uba74, \uc815\ucc29 \uc774\ubbfc\uc790 \uac00\uad6c\ub294 \ud3c9\uade0 287,300\ub2ec\ub7ec\uc758 \ubd80\ucc44\ub97c \ubcf4\uc720\ud574 \uce90\ub098\ub2e4 \ud0dc\uc0dd \uac00\uad6c(173,100\ub2ec\ub7ec)\ubcf4\ub2e4 \ubd80\ucc44 \uaddc\ubaa8\uac00 \ud070 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uac70\uc758 \uc804\uc801\uc73c\ub85c \ubaa8\uae30\uc9c0 \ub300\ucd9c\uc5d0 \uae30\uc778\ud55c \uac83\uc774\uba70, \uc774\ubbfc\uc790 \uac00\uad6c\uc758 16%\ub294 \ube44\ubd80\ub3d9\uc0b0\u2026"},"_slim_seo_primary_term_category":0,"_slim_seo_primary_term_post_tag":0,"footnotes":""},"categories":[4193],"tags":[4313,5102,5103,4294,5105,4283,4311],"class_list":["post-559020","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saenghwal-kanada","tag-gyeongjejeogin","tag-singyu-iminja","tag-yeongjugwon","tag-imdaeryo","tag-jeongchak-seobiseu","tag-jugo","tag-kaenada-saenghwalbi"],"back_links":null,"_links":{"self":[{"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/posts\/559020","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/comments?post=559020"}],"version-history":[{"count":2,"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/posts\/559020\/revisions"}],"predecessor-version":[{"id":559027,"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/posts\/559020\/revisions\/559027"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/media\/558982"}],"wp:attachment":[{"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/media?parent=559020"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/categories?post=559020"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/redim.ca\/ko\/wp-json\/wp\/v2\/tags?post=559020"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}